Paycheck Calculator: Take Home

Paycheck Calculator and Take-Home Salary Calculator — see what lands in your bank account each pay period after federal and state tax withholding, pre-tax deductions and other payroll withholdings. Enter your gross salary, pick your pay frequency, and get a clear salary break-up in seconds.

Built for employees comparing job offers, freelancers estimating net income, HR teams explaining pay structure, and anyone trying to understand a pay stub — no signup, no bank login, fully offline.

Estimates and summaries are for planning only — not financial advice, not payroll software, and not a tax-filing service. Always verify final figures with your employer's payroll team or a qualified tax professional.

★ EVERYTHING THIS PAYCHECK CALCULATOR DOES ★

💼 GROSS TO NET / TAKE-HOME PAY
Enter annual or hourly gross pay — see estimated net pay per paycheck and per year after withholdings and deductions.

📋 FULL SALARY BREAK-UP
Component-by-component view of base pay, bonus, overtime, pre-tax deductions and post-tax withholdings.

🏦 PRE-TAX DEDUCTIONS
Model 401(k), health insurance, HSA/FSA and other pre-tax items to see their impact on taxable pay and take-home amount.

📊 TAX WITHHOLDING ESTIMATE
Federal income tax withholding estimate based on filing status, dependents and pay frequency. State tax estimate where applicable.

📅 MONTHLY & ANNUAL VIEWS
Toggle between per-paycheck take-home and annual net salary in one tap.

⚖️ OFFER COMPARE
Save two or three calculations side-by-side — "Current job", "Offer A", "Offer B" — and see which puts more in your pocket after tax and deductions.

💰 BONUS & OVERTIME
Add signing bonus, annual bonus or overtime hours — see how each affects withholding and net pay.

🔒 OFFLINE & PRIVATE
Works fully offline. No bank link. Your salary data stays on your device.

★ KEY FEATURES ★
• Paycheck calculator — gross to net
• Take-home salary / net pay estimate
• Salary break-up by component
• Federal and state tax withholding estimate
• Pre-tax deduction modeling (401k, health, HSA)
• Offer-compare view — up to 3 scenarios
• Bonus and overtime support
• Save calculations with custom names
• Works fully offline
• Light and dark theme

★ WHO USES THIS PAYCHECK CALCULATOR? ★
• Employees verifying pay stubs and estimating withholding
• Job seekers comparing two or three offers before accepting
• HR professionals explaining pay structure to new hires
• Freelancers estimating net income from contract rates
• Students learning how paychecks work before a first job
• Anyone negotiating a raise and modeling the net impact

★ WHY CHOOSE THIS PAYCHECK CALCULATOR? ★
Pay stubs show net pay. Offer letters show gross salary. The gap is where confusion lives. This app closes that gap — component by component — so you can see how gross pay becomes take-home pay. Works offline. No signup. Save multiple scenarios for side-by-side comparison.

PERFECT FOR:
• Understanding your pay stub line-by-line
• Converting gross salary to monthly take-home pay
• Comparing job offers before accepting
• Planning salary negotiation with concrete numbers
• Estimating tax withholding per paycheck
• Modeling bonus or overtime impact
• US tax season planning awareness (April 15 deadline)

DOWNLOAD NOW and keep your paycheck math in your pocket — for every offer letter, every pay stub, every negotiation.

⚠️ IMPORTANT DISCLAIMER
This app provides salary and tax ESTIMATES based on information you enter, for personal planning use only. It is NOT tax-filing software and NOT a substitute for professional advice. Tax laws and payroll rules change; verify final figures with your employer or a qualified tax professional before making financial decisions.

📧 HELP US IMPROVE
Email us at [email protected] or leave a comment on the Play Store. We ship updates based on real user feedback.