About Prestamos Personales Ecuador
Our app allows you to apply for personal loans in Ecuador quickly and easily from your phone. You can choose the amount you need and the repayment term that best suits your situation. The process is 100% online, with no complicated procedures or unnecessary paperwork.
You'll receive complete information about your loan before accepting it, with clearly detailed rates and terms. Once approved, the money is deposited into your bank account, and you can track your payments directly in the app.
We focus on providing a transparent and convenient service, designed to ensure you have secure and hassle-free access to credit.
Loan term: minimum 3 months, maximum 48 months.
Maximum APR: 32.5% per year.
📍 As an example: 👇
Loan amount: USD 500
Term: 6 months
APR (Annual Equivalent Rate): 30%
Annual interest = 30% of 500 = USD 150
Total interest in term = 150 × 0.5 = USD 75
Illustrative example: For a loan of USD 500 with a term of 6 months and an APR of 30%, the total interest to be paid is USD 75. The total amount to be repaid is USD 575, distributed in 6 monthly installments of approximately USD 96.
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