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About Fingold-Préstamos Apoyo

Fingold-Support Loans is a useful and professional online lending platform. We offer exceptional services to Ecuadorians to help solve short-term liquidity needs. We provide financial assistance loans from $45 to $5,000, with a fast application process and easy repayment.

Fast online loans only require three steps to complete the application. Intelligent machine review takes just a few minutes to produce a result.

We respect user privacy and protect their rights and interests.

App Advantages:
- Simple application process: Just a few steps to easily obtain the loan, saving you time and worry.
- Completely online process: The entire process is done via mobile phone, without the need for paper documents.
- Fast arrival of funds, immediate use: Once approved, the funds are quickly transferred to the designated receiving account without further delay.
- Data Protection: Fingold-Support Loans protects your personal information 24/7, ensuring data security and privacy. We implement end-to-end encryption for data storage, do not share information with third parties, and follow the principle of least user privilege.
- Multiple Bank Account Support: Fingold-Support Loans supports all bank accounts, including BANCO PICHINCHA, INTERNACIONAL, and others.
- Easy Payback: Fingold-Support Loans supports all banks, wallets, and various cash payment methods, making them very convenient.
- Transparent Fees, No Hidden Costs: We offer low-interest loans with no additional or hidden costs.
- Flexible Payback Options: Choose the payment term and method that best suits you to ensure easy payback and worry-free use of funds.

About the product:
- Loan amount: $45 to $5,000
- Loan term: 91 to 240 days
- Interest rate: Daily rate of 0.06% (annual rate of 22.6%, with a maximum annual rate of 35%)
- VAT: In accordance with Ecuadorian policies and laws, interest must be subject to 15% VAT;
- Annualized Rate (APR): 22.6% to 35%

Example:
For example, for a $1,000 loan with a 91-day (3-month) term, at an annual rate of 22.6% and a daily rate of 0.06%:
- Total interest: 1,000 × 0.06% × 91 = 54.6
- VAT: 54.6 × 15% = 8.19
- Total amount due: 1,000 + 54.6 + 8.19 = 1,062.79
- Annualized Rate (APR): 22.6%

Application Requirements:
1. Be 20 years of age or older
2. Have a valid ID (NUI)
3. Have a mobile phone number and stable income
4. Have a bank account

📧 Email: [email protected]
⏰ Business Hours: Monday to Friday, 8:00 AM to 6:00 PM; Saturday, 8:00 AM to 2:00 PM

What’s new

Version 1.0.1 · Updated June 30, 2025

¡Bienvenido a la primera versión pública de nuestra aplicación!

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