PolicyMitra

PolicyMitra — The Complete Business App for Insurance Agents

PolicyMitra helps agents and agency teams manage their entire book of business in one place — clients, policies, renewals, commissions, and daily collections — so you spend less time on paperwork and more time with your clients.

RENEWAL DUE LIST
See every policy due for renewal at a glance, filtered by 7/15/30-day windows. Mark premiums as paid, and send WhatsApp or call reminders directly from the app.

CLIENT & POLICY MANAGEMENT
Keep a complete record of every client and their policies — life, health, motor, home, term, and endowment — with consent status, nominee details, and full policy history in one profile.

SERVICING CALCULATORS
Revival, loan, surrender, and maturity calculators built around own formulas, with GSV/SSV factor references and clear, editable defaults — never a black box.

MOTOR TOOLS
NCB and IDV calculators plus a dedicated motor renewals tracker, so you never miss a no-claim-bonus window or vehicle policy expiry.

DAILY BACHAT (SAVINGS)
Run daily, weekly, or monthly savings collection rounds offline — collect, disburse, and reconcile from the field, with a full passbook and register even without signal.

FOLLOW-UPS, LEADS & INTERACTIONS
Track leads through your pipeline, log every call, WhatsApp, or meeting touchpoint with outcomes, and never let a follow-up slip.

DOCUMENTS VAULT
Upload and store KYC documents, policy copies, and scans against each client — searchable and available whenever you need them.

COVERAGE GAP & CROSS-SELL
Spot protection shortfalls and cross-sell opportunities across your book with a dedicated coverage-gap calculator and a prospecting queue.

ACHIEVEMENTS TRACKER
Track your progress toward MDRT, COT, TOT, and Club qualification in real time.

REPORTS & COMMISSION
Commission reports, ROI, and cross-sell insights so you always know where your business stands.

Available in English, Hindi, and Gujarati.

PolicyMitra is built exclusively for insurance agency management. It does not sell insurance, process payments, or share your data with advertisers.