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About Polar - Global Finance

Polar - The smarter way to manage USD earnings globally

Get a U.S. bank account, earn 2-6% interest*, invest, and send money to 123 countries.

Whether you're a freelancer, cruise ship crew member, or remote worker earning USD, Polar helps you receive, save, send, and invest your earnings all in one app.

GET A U.S. BANK ACCOUNT IN MINUTES
- Receive your U.S. bank account number and routing number instantly
- No U.S. ID or social security number required
- Just need your phone and local government-issued ID

SEND MONEY TO 123 COUNTRIES
- Fast & cheap transfers with transparent exchange rates
- Direct bank or mobile money transfers to 79 countries
- Send USDT to crypto exchanges in 118 countries
- Many transfers arrive in 5-10 minutes and most arrive same day

EARN 2-6% INTEREST ON SAVINGS*
- Save in stable U.S. dollars and earn high-yield interest
- Interest paid out every second
- No lockups, minimum balance, or fees
- Start with only $1

INVEST WITH JUST $1
- Buy gold, Bitcoin, or Ethereum
- Trade 24/7 with just a few taps
- Start investing with only $1

SECURE & RELIABLE
- State-of-the-art encryption protects your account
- Secured by Face ID or fingerprint authentication
- You own your account and can revoke our access anytime

HUMAN SUPPORT THAT CARES
- Get help on WhatsApp, email, or in-app chat
- Real support from people who care about our customers

Perfect for:
- Freelancers (Upwork, Fiverr, Freelancer.com, goLance, etc.)
- Ship crew members (Royal Caribbean, Carnival, Norwegian, etc.)
- Remote workers with U.S. clients or companies
- Digital creators (YouTube, Twitch, Patreon, etc.)
- Migrant workers in the U.S.
- People receiving remittances from the U.S.
- AirBnB hosts, Etsy sellers, eBay sellers, Amazon FBA sellers

Download Polar today and keep more of what you earn.

*Interest rates are variable and subject to change based on market conditions.

Polar is a product of GoldenBasis, Inc. We are not a bank. All regulated financial services are provided through our licensed partners. Fees apply for certain services. Must be 18+. Terms apply.

What’s new

Version 1.0.14 · Updated August 19, 2026

Polar is the smarter way to manage USD earnings globally. This update includes bug fixes and performance improvements.

User reviews

Pretty
Pretty
polar app is the best I have seen so far, I have tasted and confirmed it, very easy to use too
Farah A.
Farah A.
Helps me get better exchange rates when I want to send some money back home in a foreign currency, super useful with a team behind it that really helps customers. Love the UI as well, no visual clutter. Looking forward to see the app grow!
Nokuzola Dlamini
Nokuzola Dlamini
Great app. Funds from the app to SA takes 10 min reflect.
Carlos Rosas
Carlos Rosas
Great option for freelancers! Has completely streamlined the process of withdrawing my funds from Upwork. No more jumping from platform to platform and paying excess processing and conversion fees.
Thabisa Rulumeni
Thabisa Rulumeni
Great app, fast and convenient way to transact, especially for remote workers!
Carlos Mendoza
Carlos Mendoza
Great app! Easy to use! I transferred the money and I received it in my bank account just in minutes with an excellent rate!

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