RápidoFin: Guía

Key Disclaimer: RápidoFin: Guía does NOT directly grant, approve, or finance loans. We are an exclusive financial intermediation platform dedicated to recommending loan products from authorized and regulated financial institutions in Mexico.

Developed by COURIER MATRIX, INC., RápidoFin: Guía is an online loan recommendation platform exclusively for Mexican users over 18 years of age. Our service consists of analyzing the user's credit profile and offering loan product listings tailored to their personal situation, facilitating secure and transparent access to formal financial services.

Official Partner Institutions
We work exclusively with reliable and regulated entities in the Mexican market: AvaFin – your online loan, Móvil Cash – Loans Without Credit Check, Nu: Credit and Savings Account, Konfío.

App Usage Flow
1. Account registration using a valid mobile phone number;

2. Complete personal and financial information (name, email, employment and banking information);

3. Automatic credit assessment by the system;

4. Display lists of recommended loan products for user review and selection.

Official Loan Parameters (Regulatory Range)
- Loan Amount: 1,000 – 100,000 Mexican pesos
- Repayment Term: 91 days (minimum) up to 3 years (maximum)
- Annual Percentage Rate (APR): 15% (minimum) – 36% (maximum)

Illustrative Loan Calculation Example (within the APR range)
Amount: $5,000 MXN | Term: 91 days (minimum term)
Regular Interest: $410 | Service Fee: $180 | Applicable VAT: $95
Total Amount Due at Maturity: $5,685 MXN
Note: This example is for reference only. Final amounts vary depending on the financial institution and each user's credit profile.

Application Permissions (Exclusive Use)
The app requests camera and photo album access solely for users to upload identity documents and complete identity authentication, which is essential for credit evaluation. We do not use these permissions for any other purpose.

User Privacy Protection
We collect only the data necessary to provide the service: phone number, email address, emergency contacts, name, gender, address, age, and financial information. We integrate the anonymous statistics tool Adjust to optimize the user experience.
We do not share, sell, or transfer users' private information to any third party under any circumstances. We have strict security measures in place to protect your data against unauthorized access, leaks, or loss.

Age Restriction
The service is exclusively for users over 18 years of age. Minors are prohibited from registering and using the application.