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About Pera Agad - Pilipinas

Take control of everyday money with Pera Agad - Pilipinas, a clear and practical expense tracker and budget planner designed for people in the Philippines.

No sign-up. No ads. No bank logins. Open the app and start recording.

RECORD YOUR MONEY
• Track income and expenses in exact peso amounts.
• Organize transactions with built-in or custom categories.
• Manage cash, checking, savings, credit-card and other accounts.
• Transfer between accounts without changing your total net worth.
• Search, filter, sort, edit, duplicate or delete any transaction.

PLAN AHEAD
• Create monthly overall budgets or per-category budgets.
• See spending progress, what is left and where you overspent.
• Set daily, weekly or monthly recurring transactions for bills and salary.
• Review income, expenses, cash flow and category summaries by date range.

LOCAL-FIRST PRIVACY
Your financial records stay on your phone. Accounts, balances, transactions, budgets and notes are stored in an encrypted database on your device, and the encryption key is protected separately by the operating system. Pera Agad - Pilipinas does not upload them to any server.

Analytics, crash reports and notifications are optional, and every setting can be changed later. Firebase Remote Config may supply optional partner content. Your contact details are sent to Firestore only if you choose to fill in a partner form, and you can delete that data from Settings.

BACKUP AND SECURITY
• Lock the app with biometrics or your device PIN.
• Export transactions to CSV only when you ask for it.
• Create password-encrypted backups and restore them after validation.
• Delete app data, the encrypted database and its encryption key at any time.

BUILT FOR CLARITY
• Works fully offline, so it is fast anywhere and uses no mobile data.
• Amounts are calculated with exact integer arithmetic, never rounded guesses.
• Reports use the date you actually spent money, so monthly totals add up.

Pera Agad - Pilipinas is a tracking and budgeting tool. It does not provide financial advice, guarantee savings, or guarantee approval from any financial partner.

Simple records. Clear budgets. Better awareness of where your money goes.

What’s new

Version 1.0.0 · Updated September 21, 2026

Production Release 4

Alternatives to Pera Agad - Pilipinas

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