PesaSense - M-Pesa SMS Tracker

Know where every shilling goes! PesaSense is an automated M-Pesa expense tracker, budget manager, and financial planner built specifically for Kenya.

PesaSense automatically reads your M-Pesa SMS notifications and transforms them into clear spending reports and budget insights, 100% offline and privately on your phone.

AUTOMATIC M-PESA EXPENSE TRACKING
No manual data entry required. PesaSense instantly captures every M-Pesa transaction:
• Sent & Received Money
• Till Payments & Paybills
• Withdrawals, Deposits & Airtime Purchases
• M-Pesa Transaction Fees & Reversals

100% PRIVATE & OFFLINE
• No account or sign-up required
• Zero cloud syncing: your financial data never leaves your device
• Reads ONLY M-Pesa SMS (Sender ID: MPESA)
• Fingerprint & Face Unlock support for extra security

38 KENYAN-SPECIFIC SPENDING CATEGORIES
Organise your money with categories tailored for Kenya:
• Daily Needs: Food & Groceries, Transport, Utilities, Fuel
• Statutory & Bills: SHA Contribution, HELB, Electricity (Kenya Power), Nairobi Water
• Savings & Investments: M-Shwari, KCB M-Pesa, Lock Savings

DUAL SIM SUPPORT
Have two Safaricom lines? PesaSense tracks both M-Pesa lines independently with separate spending histories, balances, and category budgets.

SMART BUDGETING & SPENDING ALERTS
Set monthly spending limits for each category. Visual progress bars turn amber at 80% and red when limits are reached, helping you avoid mid-month budget overruns.

FINANCIAL INSIGHTS & REPORTS
• Live M-Pesa balance tracking
• Income vs. Expense summaries
• Monthly transaction fee breakdown
• Export reports to Excel/PDF for personal accounting