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About Pesalytics:SMS Expense Tracker

You use M-PESA for almost everything, but your raw SMS log makes it impossible to see the big picture of where your money is actually going.

Pesalytics is the ultimate offline M-PESA expense tracker and budget planner built specifically for Kenyans. We automatically parse your M-PESA SMS receipts to provide a clear, visual spending analysis—all without requiring any manual data entry. Whether you want to track daily spending, plan a monthly budget, or just see where your money goes, Pesalytics is the money manager you need.

Why choose Pesalytics as your daily SMS tracker?

🔒 100% Offline & Private
Your financial data is yours. Pesalytics works completely offline and processes everything on your device. No cloud servers, no data selling, and no internet connection required.

📊 Instant Auto-Categorization
Stop typing out expenses manually. Pesalytics instantly organizes your M-PESA messages into smart categories like Groceries, Transport, Bills, and Entertainment. It's the most effortless expense tracker available.

💰 Smart Budget Planner
Take control of your finances. Set daily, weekly, and monthly limits to ensure you never overspend. Our budget app gives you visual pacing gauges so you know exactly how much safe allowance you have left for the day.

🛍️ Frequent Merchant Insights
Discover exactly where you spend the most money. Our analytics engine identifies your top merchants and spending habits so you can optimize your budget and cut down on unnecessary expenses.

📉 M-PESA Tariff Saver
Tired of losing money to transaction fees? Pesalytics includes smart alerts to help you avoid unnecessary withdrawal and transfer fees, keeping more money in your pocket.

🔔 Daily Spending Briefs
Get helpful morning summaries of your previous day's spending and weekend wrap-ups to keep your financial goals on track.

Pesalytics is more than just an M-PESA expense tracker—it's a complete offline money manager designed to give you total financial clarity.

If you are looking for a reliable, privacy-first budget planner and SMS tracker, Pesalytics is built for you. Stop guessing where your money went. Take control of your finances today!

Pesalytics:SMS Expense Tracker details

Pesalytics:SMS Expense Tracker is a free Finance app for Android with 10+ installs on Google Play. It was released on August 25, 2026 and last updated on August 24, 2026. It's developed by X8 Studio. It requires Android 6.0 or later. The app offers in-app purchases.

Category
Finance
Installs
10+
Price
Free
In-app purchases
Yes
Ads
No ads
Current version
1.5.9
Requires Android
6.0
Content rating
Everyone
Released
August 25, 2026
Last updated
August 24, 2026
Developer
X8 Studio

What’s new in Pesalytics:SMS Expense Tracker

Welcome to Pesalytics! The ultimate offline-first M-PESA budget tracker for Kenya. In this initial release: ✓ Auto-parse M-PESA SMS texts to categorize spending ✓ Track hidden M-PESA transaction fees ✓ Set monthly limits for budget categories ✓ View beautiful analytics and spending trends Your data stays 100% offline and private on your device. We never upload your financial data to the cloud. Start tracking your M-PESA spending today!

Version 1.5.9 · Updated August 24, 2026

Alternatives to Pesalytics:SMS Expense Tracker

Looking for apps like Pesalytics:SMS Expense Tracker? Here are 6 similar Android apps on Google Play. The highest rated is Equity Mobile (4.8/5), and all 6 are free to download.

Handy Trader

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An intuitive, ergonomic mobile trading platform.

Blaaiz

Blaaiz

4.0

Blaaiz is a cross-border payment platform that enables seamless money transfers.

Equity Mobile

Equity Mobile

4.8

More than just banking

Allied Insurance

Allied Insurance

3.2

Allied Insurance Mobile Application.

Payhawk

Payhawk

4.2

Company cards with automated expense management.

Nomod | Payment Links

Nomod | Payment Links

3.6

Payment links & in-person payments. Process credit card payments instantly

Pesalytics:SMS Expense Tracker vs. alternatives
App Rating Price Installs
Pesalytics:SMS Expense Tracker – Free 10+
Handy Trader 3.8 / 5 Free 10,000+
Blaaiz 4.0 / 5 Free 1,000+
Equity Mobile 4.8 / 5 Free 100+
Allied Insurance 3.2 / 5 Free 10,000+
Payhawk 4.2 / 5 Free 1,000+
Nomod | Payment Links 3.6 / 5 Free 100+
author
I have been looking for an Expense tracker and a budget tracker. I can finally say I have found the ONE
Juliet Mila
author
The app looks so good and the analysis features are ones i didnt even know i needed
Daniel Odhiambo