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  • Pesalytics:SMS Expense Tracker screenshot 1
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About Pesalytics:SMS Expense Tracker

You use M-PESA for almost everything, but your raw SMS log makes it impossible to see the big picture of where your money is actually going.

Pesalytics is the ultimate offline M-PESA expense tracker and budget planner built specifically for Kenyans. We automatically parse your M-PESA SMS receipts to provide a clear, visual spending analysis—all without requiring any manual data entry. Whether you want to track daily spending, plan a monthly budget, or just see where your money goes, Pesalytics is the money manager you need.

Why choose Pesalytics as your daily SMS tracker?

🔒 100% Offline & Private
Your financial data is yours. Pesalytics works completely offline and processes everything on your device. No cloud servers, no data selling, and no internet connection required.

📊 Instant Auto-Categorization
Stop typing out expenses manually. Pesalytics instantly organizes your M-PESA messages into smart categories like Groceries, Transport, Bills, and Entertainment. It's the most effortless expense tracker available.

💰 Smart Budget Planner
Take control of your finances. Set daily, weekly, and monthly limits to ensure you never overspend. Our budget app gives you visual pacing gauges so you know exactly how much safe allowance you have left for the day.

🛍️ Frequent Merchant Insights
Discover exactly where you spend the most money. Our analytics engine identifies your top merchants and spending habits so you can optimize your budget and cut down on unnecessary expenses.

📉 M-PESA Tariff Saver
Tired of losing money to transaction fees? Pesalytics includes smart alerts to help you avoid unnecessary withdrawal and transfer fees, keeping more money in your pocket.

🔔 Daily Spending Briefs
Get helpful morning summaries of your previous day's spending and weekend wrap-ups to keep your financial goals on track.

Pesalytics is more than just an M-PESA expense tracker—it's a complete offline money manager designed to give you total financial clarity.

If you are looking for a reliable, privacy-first budget planner and SMS tracker, Pesalytics is built for you. Stop guessing where your money went. Take control of your finances today!

What’s new

Version 1.6.5 · Updated September 17, 2026

After the Free trial has ended, email the developer at [email protected] for a 4 month Pesalytics premium promo code. Giving out 120 unique codes, 101 remaining.

User reviews

Juliet Mila
Juliet Mila
I have been looking for an Expense tracker and a budget tracker. I can finally say I have found the ONE
Daniel Odhiambo
Daniel Odhiambo
The app looks so good and the analysis features are ones i didnt even know i needed

Alternatives to Pesalytics:SMS Expense Tracker

Looking for apps like Pesalytics:SMS Expense Tracker? Here are 6 similar Android apps on Google Play. The highest rated is Equity Mobile (4.8/5), and all 6 are free to download.

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