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  • PayMaya - Shop online, pay bills, buy load & more! screenshot 1
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  • PayMaya - Shop online, pay bills, buy load & more! screenshot 7

About PayMaya - Shop online, pay bills, buy load & more!

PayMaya is a FREE e-wallet app that caters to your need for safe and contactless transactions. You can use the PayMaya app to buy load, send money, make bank transfers, pay bills, scan-to-pay via QR, and more. You also get a virtual prepaid card for shopping online and booking flights.

You can also get a PayMaya physical card that you can link to the app and use to pay in stores that accept credit and debit cards, or to withdraw at ATMs here and abroad.

With PayMaya, you can easily manage your finances, closely monitor your spending, enjoy great deals and even get cashback when you spend!

What is Balik Bayad?
PayMaya introduces Balik Bayad to communicate effectively the VALUE of secure and fast payments na laging may balik sa’yo. May balik na cashback at rewards, oras at convenience, discounts and special perks!

OPEN AN ACCOUNT IN A MINUTE
• No application forms needed
• Zero maintaining balance
• Get a pre-approved Visa or Mastercard card when you upgrade your account

PAY VIA QR
• #ScanToPay via QR at your favorite stores, restaurants, supermarkets, and more!

SAFE AND SECURE
• Real-time tracking of transactions
• Receive SMS alerts after every transaction
• Regulated by the Bangko Sentral ng Pilipinas

ACCESSIBLE ADD MONEY CHANNELS
• Easily pull funds from your debit and/or credit card to your PayMaya account
• Transfer your money from other mobile banking apps: BDO, BPI, Metrobank, Unionbank, etc.
• Top up at SM Business Centers, Robinsons Supermarket, Smart Padala outlets, Pay&Go kiosks, leading convenience stores, and more!

SHOP ONLINE WITHOUT A CREDIT CARD
• Gamitin ang iyong virtual card to pay for your shopping haul, flights, and hotel accommodations

PAY BILLS IN A FLASH
• Wag nang pumila and pay your bills anytime, anywhere

SEND MONEY TO FAMILY & FRIENDS
• Send allowance to your family
• Split the bill with friends easily

BUY LOAD
• Buy discounted load
• Send prepaid load to your barkada

GAMING PINS
• Purchase gaming pins in the shop

Join millions of other users who have made the switch to hassle-free, cashless transactions!

SEE LATEST PROMOS
Visit https://www.paymaya.com/deals

PAYMAYA CARES
We'd love to hear what you think about our product so we can make it an even better experience for you! Just send us an email at [email protected]

FOLLOW US ON SOCIAL
www.facebook.com/PayMayaOfficial
www.youtube.com/PayMayaOfficial
www.instagram.com/paymayaofficial
www.twitter.com/PayMayaOfficial

What’s new

Version 2.173.1 · Updated October 30, 2026

Skip the OTPs and approve send money transactions instantly using your face or fingerprint. It’s more secure, too. Just set your phone as a trusted device in the Maya app to get started. You can also review or remove trusted phones anytime in the Security Center. Update the app now to enjoy this upgrade, plus the latest fixes and enhancements from Maya!

User reviews

Laughy Kungfu In Action
Laughy Kungfu In Action
It is really good... It's my first time to use this app and it's amazing and convenient...
Renzby Saavedra
Renzby Saavedra
Paano mag papa tubo ng coins
Mike Cama
Mike Cama
Great experience thanks... happy
Hansel Cabahug
Hansel Cabahug
Very helpful & easy to use
Edna Alfoudari
Edna Alfoudari
Satisfied
Dianne Aro
Dianne Aro
Its good. Easy to load sa smart, globe, tm and sun. Perfect talaga.

Frequently asked questions

What can I do with the PayMaya app?
With the PayMaya app, you can buy load, send money, make bank transfers, pay bills, scan-to-pay via QR, and more. You can also get a virtual prepaid card for shopping online and booking flights.
Can I use PayMaya to make payments in physical stores?
Yes, you can get a PayMaya physical card that you can link to the app and use to pay in stores that accept credit and debit cards. You can also withdraw cash from ATMs using the physical card.
How can I open a PayMaya account?
Opening a PayMaya account is quick and easy. No application forms are needed and there is no maintaining balance required. You can get a pre-approved Visa or Mastercard card when you upgrade your account.
Can I pay using PayMaya by scanning QR codes?
Yes, you can easily pay by scanning QR codes at your favorite stores, restaurants, supermarkets, and more using the PayMaya app.
Is PayMaya safe and secure to use?
PayMaya provides real-time tracking of transactions and sends SMS alerts after every transaction. It is regulated by the Bangko Sentral ng Pilipinas, ensuring the safety and security of your transactions.
How can I add money to my PayMaya account?
You can easily pull funds from your debit and/or credit card to your PayMaya account. You can also transfer money from other mobile banking apps such as BDO, BPI, Metrobank, Unionbank, etc. Additionally, you can top up at select locations such as SM Business Centers, Robinsons Supermarket, and leading convenience stores.
Can I shop online without a credit card using PayMaya?
Yes, you can use your virtual card from PayMaya to pay for your shopping haul, flights, and hotel accommodations without needing a credit card.
Can I pay my bills using PayMaya?
Yes, with PayMaya, you can pay your bills anytime and anywhere without the need to line up.
Can I send money to my family and friends using PayMaya?
Yes, you can easily send allowance to your family or split bills with friends using the PayMaya app.
Can I buy discounted load using PayMaya?
Yes, you can buy discounted load for your mobile phone or send prepaid load to your friends using PayMaya.
Can I purchase gaming pins using PayMaya?
Yes, you can purchase gaming pins in the shop using PayMaya.
How can I contact PayMaya for support or feedback?
You can send an email to [email protected] for any inquiries or feedback regarding the PayMaya app.
Where can I find the latest promos from PayMaya?
You can visit https://www.paymaya.com/deals to see the latest promos from PayMaya.

Alternatives to PayMaya - Shop online, pay bills, buy load & more!

Looking for apps like PayMaya - Shop online, pay bills, buy load & more!? Here are 4 similar Android apps on Google Play. The highest rated is Plena:The Smartest DeFi Wallet (4.7/5), and all 4 are free to download.

PayMaya - Shop online, pay bills, buy load & more! vs. alternatives
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