Passbook One

Passbook One turns the transaction alerts your bank already sends you into a clean, searchable passbook — automatically.

No manual entry. No linking your bank account. No net banking credentials. Just the SMS alerts you already receive, read on your phone and organised into a passbook you can actually use.

WHAT YOU GET

• You received / You paid — see exactly what came in and what went out over any period.
• Automatic capture — every bank alert becomes a transaction. Nothing to type.
• Powerful filters — Today, Yesterday, Last 7 days, This month, This year, or any custom date range.
• Filter by payment type — UPI, Credit Card, Debit Card or Direct Bank transfers.
• Full transaction detail — payee, bank and masked account or card number, payment mode, reference number, category, and the original message.
• Smart categories — Peer Transfer, Food, Groceries, Shopping, Bills, Transport, Fuel, ATM & Cash, Salary and more, assigned automatically.
• Corrections that stick — fix a shop's category once and every future payment to it follows.
• Spoken alerts — new transactions read aloud in your language, so you know without looking at your phone.
• Instant notifications the moment a transaction is detected.
• 12 months of history imported the first time you open the app.
• Works offline — your passbook is stored on your phone and opens instantly.
• Share any transaction as text in one tap.

YOUR PRIVACY

This is the part we take most seriously.

• Your messages are read and matched entirely on your phone.
• Only the transaction details — amount, bank, counterparty, date and category — are backed up to your account.
• The text of your messages is never uploaded, never shared and never sold.
• Messages that are not bank alerts are ignored completely.
• Passbook One never asks for your bank login, PIN, card number, CVV or OTP.

WHY PASSBOOK ONE NEEDS SMS ACCESS

Passbook One reads SMS on your device to find bank transaction alerts and turn them into your passbook. This is the app's core function — without it there is nothing to show you. Matching happens on your phone, only the parsed transaction details are backed up, and messages that are not bank alerts are ignored. You can use the app without granting SMS access, but it will not be able to detect new transactions.

SUPPORTED BANKS

SBI, HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, Punjab National Bank, Bank of Baroda, Canara Bank, Union Bank, IDFC FIRST Bank, Yes Bank, IndusInd Bank, Federal Bank, RBL Bank, IDBI Bank, Bank of India, Central Bank, Indian Bank, UCO Bank, Bandhan Bank, AU Small Finance Bank, Airtel Payments Bank, Paytm Payments Bank and India Post Payments Bank — with more added regularly.

LANGUAGES

English and हिन्दी, with more Indian languages on the way. Change the language any time from your profile.

Passbook One is a personal record-keeping app. It does not move money, make payments, or connect to your bank account, and it is not affiliated with or endorsed by any bank.