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About Pasar Kaya

Pasar Kaya — Indonesia's Trusted Digital Loan Recommendation Platform
Pasar Kaya is an innovative platform specifically designed to help users in Indonesia find the loan products that best suit their needs. We act as a smart intermediary (aggregator) connecting you with various licensed and supervised third-party financial institutions (P2P Lending/Banks).
Through an advanced data analysis system, Pasar Kaya ensures an efficient matching process with the highest level of privacy security, so you can meet your emergency funding needs, daily consumption needs, or business capital needs with peace of mind.

IMPORTANT TO NOTE:
Pasar Kaya is a loan recommendation information service platform. We are not a direct lender and do not participate in the loan approval process. All credit decisions, interest rates, and limits are determined by our partner lending institutions.

Loan Product Information:
Loan Limit: IDR 100,000 — IDR 80,000,000
Loan Term: 92 to 180 days
Annual Interest Rate (APR): Minimum 18% — Maximum 24% per year
Other Fees: There are no additional service fees from the Pasar Kaya platform.

Loan Calculation Simulation (Example):
If you are recommended a loan of IDR 2,000,000 with a term of 120 days (4 months) and an annual interest rate of 18% (0.05% per day), then:
Daily Interest: IDR 2,000,000 x 0.05% = IDR 1,000
Total Interest (120 days): IDR 1,000 x 120 = IDR 120,000
Total Payment at Due Date: IDR 2,000,000 + IDR 120,000 = IDR 2,120,000
Monthly Installment: IDR 2,120,000 / 4 = IDR 530,000
(This example is for illustrative purposes only; specific details depend on the chosen lending institution.)

Key Advantages of Pasar Kaya:
1. Matching Speed: Our intelligent algorithm processes your data in seconds to present the best loan options.
2. High-Level Privacy: We use industry-grade 256-bit SSL encryption to ensure your personal data remains secure and is not misused.
3. Information Transparency: All details regarding interest rates, terms, and fees are displayed honestly with no hidden fees.
4. Collateral-Free Process: Only basic information is required to help you find the right loan.

User Requirements and Qualifications:
Indonesian citizen (WNI).
Aged between 18 and 60 years old.
Possess a valid electronic ID card (e-KTP).
Possess a stable source of income.
Possess a personal bank account in your own name.

Contact Us:
We are ready to assist you every weekday (Monday - Friday, 9:00 AM - 6:00 PM WIB).
Company Name: PT INFORMATIKA DATABASE DEVELOPMENT
Customer Service Email: [email protected]
Office Address: Plaza Aminta, 5th Floor/504, Jl. TB Simatupang Kav. 10, Pondok Pinang, Kebayoran Lama, South Jakarta 12310.
Official Website: https://www.informatikadatabase.com/pract.html
Security Note: Please be wary of fraud. Pasar Kaya never asks for any upfront fees. Borrow wisely according to your financial capabilities.

What’s new

Version 1.0.0 · Updated January 22, 2026

Platform pintar untuk pencocokan pinjaman yang cepat, aman, dan tepercaya.

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