OwnKey - neobank

OwnKey is a secure self-custodial crypto wallet featuring a built-in debit crypto card and an instant On-Ramp gateway to buy cryptocurrency with a credit card. Spend Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USD Coin (USDC), and other tokens on everyday purchases in shops, cafes, and online anywhere Visa and Mastercard are accepted.

Download the OwnKey crypto wallet, pass a quick verification, and issue a virtual or plastic crypto card right inside the app. Our debit crypto card supports contactless payments via Apple Pay and Google Pay. Simply tap your phone at any POS terminal: the system instantly performs a crypto-to-fiat conversion at favorable rates. The merchant receives regular fiat money, and the equivalent is deducted from your crypto balance.

The main feature of our ecosystem is paying gas fees in our native coin. Forget about the confusion with network fees across different blockchains. To transfer USDT or make a payment, you no longer need to buy and hold Ethereum, BNB, or Solana just to cover network fees. In OwnKey, all transaction fees across any blockchain (EVM, Solana, Bitcoin) are automatically paid in our native coin. This makes Web3 transfers and transactions simple for everyone.

OwnKey is a fully self-custodial wallet. The private keys and backup recovery phrase (seed phrase) belong exclusively to you and are stored only on your device. No bank, exchange, or third-party service has access to your funds. Protect your wallet using biometrics (Face ID / Touch ID) and forget about the risk of account freezes often experienced on centralized crypto exchanges. Your cryptocurrency is under your full and absolute control.

The built-in On-Ramp gateway allows you to buy cryptocurrency (Bitcoin, stablecoins, altcoins) with fiat in one click. Top up your balance using debit cards, credit cards, SEPA, SWIFT, or instant payment systems. Fast crypto exchange and instant cash-out to your card make managing your finances completely seamless.

Use your OwnKey debit card to pay for goods and services and earn crypto cashback on every transaction. Accumulate bonuses, unlock new loyalty program levels, and lower your fees for swapping and sending tokens. The app features a simple user interface where you can easily track your balance, view transaction history, and manage your crypto cards. Our customer support team is available 24/7 to quickly resolve any questions regarding the wallet or card.

Key features of OwnKey:
Secure self-custodial crypto wallet (Self-custody Web3 Wallet)
Debit crypto card (Crypto Card Visa/Mastercard) with Apple Pay and Google Pay support
Instant crypto-to-fiat conversion at checkout
Buy crypto with card
Pay gas fees for all networks in our native coin
Absolute control over your private keys and recovery phrase (Seed Phrase)
Wallet protection powered by biometrics (Face ID / Touch ID)
High crypto cashback rewards for everyday payments

Secure storage for Bitcoin, USDT, USDC, ETH, and hundreds of other tokens in one place

Instant global p2p transfers with no intermediaries

24/7 customer support

Install OwnKey from Google Play to securely store, profitably buy, and easily spend cryptocurrency every day!