CashSahara - Personal Credit

About CashSahara - Personal Credit

CashSahara is a revolving credit platform designed to give users a fast, transparent, and fully flexible way to access their approved credit line — directly from their smartphone. Once your profile is reviewed and approved, a ready credit limit is available to you whenever you need it. There are no costs while your line remains idle, and interest applies only on the days you actually draw. Stay in full control — borrow exactly what you need, repay at your own pace, and your limit resets the moment you clear your balance.
Key Features
Real-Time Balance Dashboard
Your approved credit limit, current outstanding balance, and remaining available funds are displayed together on a single organised screen — so you always know exactly where you stand, at a glance.
On-Demand Fund Access
Draw from your credit line whenever you choose, in the exact amount you need. No reapplying, no paperwork, no delays — your approved funds are always just a tap away.
Zero Hidden Charges
Every rate, fee, and condition is disclosed in full before you confirm any draw. What you see on screen is precisely what you pay — no hidden charges and no fine-print surprises.
Pay Only for What You Use
Keeping your credit line on standby costs you nothing. Interest begins only from the moment you draw, and stops as soon as you repay the outstanding balance in full.
Automatic Limit Reset
The instant you repay what you have drawn, your credit limit restores automatically to the full approved amount — immediately available again, with no waiting period or manual request needed.
End-to-End Security
Advanced encryption, continuous fraud monitoring, and strict access controls work around the clock to keep your personal information and financial data fully protected at all times.
Credit Line Details
- Credit Line Range: INR 10,000 – INR 50,000
- Maximum Usage Period: up to 365 days
- Daily Usage Rate: up to 0.065% per day
- Maximum Annualized Rate (APR): up to 23.73%
Once you repay your outstanding balance, your credit limit resets automatically to the full approved amount — immediately available again, subject to your current account standing.
Cost Illustration
The example below is purely illustrative — it shows how daily-rate interest accumulates over a typical borrowing period.
- Amount Drawn: INR 10,000
- Daily Rate: 0.065%
- Usage Period: 100 days
Cost Breakdown
INR 10,000 × 0.065% × 100 days = INR 650
Total Repayment: INR 10,650
Your actual repayment depends on the amount you draw and the exact number of days it remains outstanding. Repay earlier to reduce your total cost.
Eligibility Requirements
- Be at least 18 years of age — you must be legally of adult age to enter into a credit agreement under Indian law.
- Hold a valid government-issued ID document — a current, verifiable identity document issued by Indian authorities is required to confirm your identity.
- Pass CashSahara's eligibility assessment — our review confirms your profile meets our credit standards before access to the credit line is granted.
Customer Support
Whether you are new to CashSahara or an existing user, our support team is ready to help — from account setup questions to repayment guidance.
Customer service email: [email protected]