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Screenshots

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About One Universe

One Universe is a secure digital marketplace that connects verified service providers with real customers. Through partnerships with leading banks, users can access instant loans and salary advances to pay for services — getting immediate value when they need it most.

Service providers can list their offerings, get verified, run ads, attract genuine customers, and even build credit history through confirmed transactions. It’s a business-in-a-box designed for the informal economy.

With the One Universe Recruiter Program, anyone can earn by onboarding new users and businesses — unlocking shared prosperity across communities.

Every user and vendor is verified via BVN or NIN to ensure platform safety. Features like real-time geo-location matching, dispute resolution tools, and an in-app panic button provide unmatched security and peace of mind.

It's more than an app, One Universe is a trusted, data-driven ecosystem that empowers people to work, earn, and grow.

What’s new

Version 1.1.9 · Updated August 18, 2026

Wallet top-ups fixed, and you'll know when your provider is coming. • Bank transfers and card top-ups now reach your wallet straight away, with a notification when they land • No more deposits stuck on "pending" • A live countdown shows when your provider will arrive — give them more time, or cancel and pick someone else • Fingerprint and Face sign-in are back • You now stay signed in between visits • Notifications now arrive properly • A quick tour for new members

User reviews

Gertrude Udie
Gertrude Udie
awesome

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