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  • TakaKendra screenshot 1
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About TakaKendra

TakaKendra is a loan and credit platform that provides convenient personal loan application and credit services to users in different parts of Bangladesh. The platform offers a wide range of loan products and provides complete credit rating and credit services to the users. In order to complete the loan application process smoothly, you are required to provide personal information such as ID information and personal photo.
Loan details
1. Amount Range: Minimum loan amount is BDT 1,000 and maximum is BDT 60,000 (subject to actual verification).
2. Loan Interest Rate: Maximum interest rate is 10.4% p.a. and maximum daily interest rate does not exceed 0.028%.
3. Loan tenure: Flexible repayment period from 91 days to 240 days (subject to actual review).
4. Fast Loan Approval: AI credit assessment system completes the initial approval within 30 minutes.
5. Secure Loan: AES-256 encryption technology is used to protect identity information (ID card, personal photo, etc.) in the whole process.
Loan example
Loan tenure is 100 days and loan amount is 10,000 BDT at the following charges:
Daily interest rate 10.4% / 365 = 0.028%
Monthly repayment: 10,000 * 0.028% * 30 + 10,000 / 100 * 30 = BDT 3,084
Total Interest 10,000 * 0.028% * 100 = BDT 280
Total repayment at loan maturity 10,000 + 280 = BDT 10,280
How to apply for a loan?
Register for an account.
Fill in basic information for eligibility check.
Agree to sign an electronic contract.
Once the application is reviewed and approved, funds will be transferred to your account.
To apply for a Smart Loan, you must meet the following criteria
1. Be at least 18 years of age
2. Bangladeshi Citizen Identity Card
3. Must have a stable source of income
4. must have a valid cell phone and bank account
For assistance, please contact our Customer Support:
Working Hours Monday to Sunday, 9:00am to 6:00pm
Customer Service Email: [email protected]

What’s new

Version build_1.0.10 · Updated January 15, 2026

Fixed partial known issues

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