PeraMax - Trusted Loan App

PeraMax offers installment personal loans designed to help users manage expenses with flexible repayment options.
The platform is built to provide a fully digital, paperless loan experience, allowing users to apply, review terms, and manage loans without visiting a physical branch.

---
Transparent & Responsible Lending
PeraMax operates in compliance with Philippine financial regulations and the Data Privacy Act of 2012.
Personal information is collected solely for credit evaluation, loan processing, and customer service purposes, and is safeguarded using recognized industry security standards.
Before confirming any loan, users are shown complete and upfront disclosures, including interest rates, repayment schedules, and applicable fees, ensuring informed financial decisions.

---
Loan Parameters
- Loan Amount: ₱3,000 – ₱50,000
- Loan Term: 120 – 365 days
- Maximum APR: Up to 30% annually
- Fees: No undisclosed charges. Late payment penalties may apply in accordance with loan agreements.
Final approval, loan limits, and terms depend on credit assessment and verification results.

---
Illustrative Loan Example
For demonstration purposes only:
- Loan Amount: ₱10,000
- Repayment Period: 5 months
- Annual Percentage Rate (APR): 30%
Interest Calculation:
₱10,000 × 30% × (5 ÷ 12) = ₱1,250
Total Amount Payable: ₱11,250
Estimated Monthly Installment: ₱937.50
Actual loan terms may vary based on user profile and approval outcome.

---
Basic Eligibility Criteria
Applicants are generally required to:
- Be a Filipino citizen aged 18 or older
- Present a valid government-issued ID
- Maintain an active Philippine mobile number
- Own a personal bank account or e-wallet for fund disbursement
Meeting these criteria does not guarantee loan approval.

---
Legal Entity Details
Nueva Lending Investor Inc.
- SEC Registration No.: CS202000881
- Certificate of Authority No.: 3214
- Registered Address:
National Highway Purok 4, Nueva 4023 San Pedro

---
Customer Support
- Email: [email protected]
- Website: www.nueva-lending-investorinc.com