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About NoviFin

NoviFin - Smart Finance Management for India

Transform your financial life with NoviFin — a smart finance app designed for the Indian market. Easily record expenses, manage IOUs, and stay organized with simple, efficient tools.

★ Smart SMS Detection
• Automatically detects financial notification SMS messages from banks or payment apps
• Supports all major Indian banks
• Identifies key details like amount, merchant name, and time
• Processes all data locally on your device for maximum privacy
• Never uploads your SMS data to servers

★ Intelligent IOU Management
• Create IOUs from detected lending/borrowing transactions
• Smart contact matching for better record keeping
• Track repayments and outstanding amounts


★ Easy Transaction Recording
• Add income, expenses, transfers, or IOUs in just a few simple steps
• Attach voice notes or photos to each transaction for clarity
• Keep your financial records organized and easy to review

★ Unified Multi-Account Management
• View balances and transaction details across multiple accounts
• Clear overview of all accounts in one place
• Easily switch between accounts and manage them efficiently

★ Privacy & Security First
• All sensitive data processed locally on your device
• No SMS or contact data uploaded to servers
• Bank-grade security for your financial information
• Complete user control over permissions
• Transparent privacy practices

★ Built for India
• Supports Hinglish and Indian banking formats
• Understands Indian currency
• Optimized for Indian payment systems
• Local data processing ensures compliance

★ Perfect For
• Individuals tracking personal finances
• Small business owners managing cash flow
• Students monitoring expenses
• Anyone lending/borrowing money frequently
• Users wanting automated expense tracking

★ Permissions Explained
• SMS: To automatically detect financial transactions (optional)
• Contacts: To match names with phone numbers in IOUs (optional)
• Storage: To save your financial data locally
• All permissions are optional and can be revoked anytime

★ Google Play Policy Compliant
NoviFin follows all Google Play policies for sensitive permissions. Your SMS and contact data never leave your device, ensuring complete privacy and security.

★ Why Choose NoviFin?
• Designed specifically for Indian users
• AI-powered automation saves time
• Complete privacy with local processing
• Intuitive interface in familiar language
• Regular updates with new features

Download NoviFin today and take control of your finances with the power of AI!

Support: [email protected]

What’s new

Version 1.0.2 · Updated January 26, 2026

Performance and usability improvements with bug fixes and security enhancements.

User reviews

Maina Borah
Maina Borah
good app
Clem Pearson
Clem Pearson
Smooth performance across different networks.
Karin
Karin
Zero friction—from opening to closing.
ZOKer
ZOKer
Everything opens and responds instantly.
Rolfin
Rolfin
It just works—no surprises.
Val Parry
Val Parry
Consistently responsive even on the go.

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