Calcify: All-in-One Calculator

Calcify is the all-in-one calculator app with 120+ smart calculators for money, tax, health, home, business and study — in English and 7 Indian languages, beautifully designed, fast, and free. EMI with full repayment schedule, SIP, GST, old vs new income tax regime, BMI, age, unit and currency conversion are all here.

ℹ️ NOT A GOVERNMENT APP: Calcify is an independent app. It is not affiliated with, endorsed by or acting for any government entity and does not provide government services. Tax, scheme and subsidy figures come from the official sources below; verify them there.

✨ SMART SEARCH — JUST TYPE IT
Type "loan 50 lakh 8.5% 20 years" or "18% GST on 2500" and Calcify opens the right calculator with your numbers already filled in.

💰 FINANCE & INVESTMENT CALCULATORS
• EMI calculator for home, car and personal loans with year-by-year and month-by-month repayment schedule
• SIP, step-up SIP, lumpsum and goal planner with growth charts
• FD, RD, PPF, EPF, NPS, SWP, CAGR and XIRR
• Sukanya Samriddhi, Senior Citizen Savings, Post Office MIS, NSC and KVP
• Loan eligibility, flat vs reducing rate, loan prepayment, rent vs buy
• Stock average and gold jewellery price (purity, making charges, GST)
• Simple & compound interest, inflation, retirement, net worth, gratuity

🧮 INCOME TAX & SALARY
• Old vs new tax regime comparison with 80C, 80D, HRA, home loan and NPS
• Salary calculator: CTC to in-hand with PF, professional tax and income tax
• HRA exemption, capital gains (LTCG/STCG) and TDS calculators

🧾 BUSINESS & GST TOOLS
• GST calculator — add or remove GST, CGST/SGST or IGST, GST 2.0 slabs
• Profit margin, markup, break-even, ROI, ROAS, commission
• Selling price, cost price, wholesale, retail price, invoice total, discount
• Amount in words for cheques and invoices, depreciation (SLM/WDV)

❤️ HEALTH & PERSONAL
• BMI calculator, BMR, calorie and ideal weight
• Age calculator with next birthday countdown
• Body fat, water intake and pregnancy due date
• CGPA ↔ percentage, marks percentage, fuel and trip cost
• Date difference, working days, add/subtract dates, time calculator

🏠 HOME & CONSTRUCTION
• Area, tile, paint, flooring, wall and room area
• Concrete, cement, sand and brick calculators
• Electricity cost, sq ft ↔ sq m, land area
• Steel (TMT bar) weight, plaster, water tank capacity, AC tonnage and rooftop solar with PM Surya Ghar subsidy

🔁 CONVERTERS
• Unit converter: length, weight, area, volume, temperature, speed, data and more
• Currency converter with live exchange rates (works offline with saved rates)
• Indian land units: bigha, guntha, vigha, kanal, marla, acre — by region

📐 MATH & EDUCATION
• Scientific calculator with live preview (sin, cos, tan, log, ln, √, powers)
• Basic calculator, fractions, ratio, proportion, percentage
• HCF, LCM, prime check, quadratic equation, permutation, combination
• Average, statistics, probability, logarithm, exponent
• Circle, triangle, sphere, cylinder and cuboid area/volume

⭐ MADE FOR EVERYDAY USE
• Compare two plans side by side — two loans, two FDs, any calculator
• Export results and schedules as PDF
• Save, rename, share and recalculate from history
• Home-screen widget and app-icon shortcuts for EMI, SIP, GST and the calculator
• Indian (1,00,000) or international (100,000) number format
• Works offline — no sign-up, no account needed

📚 OFFICIAL SOURCES
• Income tax, TDS, HRA, capital gains: https://www.incometax.gov.in
• GST rates: https://gstcouncil.gov.in
• PPF, Sukanya Samriddhi, SCSS, Post Office MIS, NSC, KVP: https://www.indiapost.gov.in and https://www.nsiindia.gov.in
• EPF: https://www.epfo.gov.in
• NPS: https://www.pfrda.org.in
• Gratuity: https://www.labour.gov.in
• PM Surya Ghar subsidy: https://pmsuryaghar.gov.in
• Water use norm (water tank): https://www.bis.gov.in

Calcify gives estimates for planning. Finance, tax and health results are not professional advice.