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“Loans without refusal” is your reliable assistant when you need to get a loan on a card. You no longer need to spend a long time searching and comparing loans online, we did it for you. Choose a convenient method of receiving: cash or card loan. You will have the money in just a couple of minutes!
You can get quick loans online onto your card around the clock and without visiting the bank! Our partners are: zaymer, credit 365, Creditplus, and credit, borrower, credit 365, acredit, koke, credit plus! Now it is possible to get loans on your card quickly in a couple of clicks!
Up to 97% of online loan applications are approved in 5 minutes! Borrow money anytime, anywhere - fast loans are at your disposal.

Does it happen that you need to borrow money urgently? It is possible to apply for an urgent loan online without guarantors, without collateral and without certificates. Applying for a loan online or a microloan has become easy and convenient! All that remains is to decide: loans on a card or in cash. You can choose a loan online. The application presents long-term and short-term loans and quick loans. We cooperate with companies such as: Zaymer, hava, credit plus, koke, credit 365, and credit, credit 365, acredit, 1credit, solva, creditplus, moneyman, borrower, moneyman, hava, koke, tengo, tengo. Getting a microloan is convenient with our application. Reviewing an application for quick loans takes on average 5 minutes. It is possible to apply for a loan online without guarantors and without a certificate.

Terms of the loan:
- Maximum annual interest rate – 36%.
- Minimum annual interest rate - 0.01% (GESV - 0.12%).
There are no additional fees.
- The minimum repayment period for a microloan is 61 days.
- The maximum repayment period for a microloan is 365 days.

- The interest rate for using a microcredit in the first 15 days is 0.01% (GESV - 0.12%) per day, for the next 165 days a floating interest rate is applied (from 0.01% to 36% per annum).
- The cost of a microloan is calculated:
Amount to be returned = Microloan Amount + Overpayment Amount, where
Overpayment amount = Microloan amount * Microloan period * (Rate in % / 100)
There are no additional fees.


An example of calculating the interest rate: microloan 45,000 tenge for a period of 100 days.
- The interest rate for a microloan in each of 100 days is 0.098% per day, i.e. 44.1 tenge.
- The full cost of using a microcredit is 35.77% per annum.
- The amount of accrued interest for 100 days of using a microcredit (9.8%) – 4410 tenge.
- The amount to be refunded will be: 45,000 + 4,410 = 49,410 tenge.

- Consequences of late loan repayment:
In case of violation of the terms of repayment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.

Requirements for borrowers:
- passport of a citizen of Kazakhstan,
- age from 18 to 65 years.

Privacy Policy: https://nauryznesie.com/policyApp.html

All data is collected only with your consent, after obtaining permissions. Data is stored and transmitted in encrypted form. We do not share the collected data with third parties and do not use it for advertising. The application will require the following permissions from you: access to the camera - to upload documents;
You can request that your data be deleted at any time.

KREDITNOE TOVARISHCHESTVO NAURYZ-NESIE, TOO is licensed by the National Bank of Kazakhstan 13.21.0022.K