CTRLPay by Mswipe

CTRLPay is a smart digital wallet that helps businesses and families manage spending with complete control, real-time visibility, and zero reimbursement hassles.
Whether you are managing employee expenses, individual or household spendings, CTRLPay brings all payments into one simple, secure, and organised wallet.
Pay anywhere with UPI QR, set spending controls, and track expenses effortlessly.

For Businesses
Simplify employee expense management and eliminate manual reimbursements.
Key Features
• Business Wallet – Create a dedicated wallet for company expenses
• Add Employees as Users – Authorize employees to make payments
• UPI QR Payments – Pay at any UPI-enabled merchant
• Spend Controls – Set limits by employee, category, or amount
• No Reimbursements – Employees pay directly from the wallet
• Real-Time Visibility – Track spending by employee, merchant, or category
• Finance Dashboard – Review transactions and supporting documents
• Expense Categorisation – Automatic tagging using merchant categories (MCC)
• Accounting Integration – Export or sync data with tools like Tally and Zoho
• Audit Ready Records – Permanent transaction records for compliance
Perfect for managing expenses like:
• Travel
• Meals
• Client meetings
• Field expenses
• Petty cash

For Families
Manage household spending in a simple and organised way.
Key Features
• Family Wallet – One wallet for shared household expenses
• Add Family Members & Helpers – Drivers, house help, or children can pay when needed
• UPI QR Payments – Pay anywhere UPI is accepted
• Spending Controls – Set limits for each family member
• Child Safety Controls – Allow payments only to approved merchants (e.g., school canteen, bus service)
• Clean Expense Tracking – Separate household spending from your bank account
• Smart Reports – Track daily and monthly family expenses by member or category
No more cluttered bank statements or guessing where money was spent.

Why CTRLPay?
✔ One wallet for business and family spending
✔ Pay anywhere using UPI QR
✔ Complete control over who spends and how much
✔ Real-time reports and insights
✔ No expense claims or reimbursements
✔ Clean records for accounting and tax filing

Perfect For
• Businesses managing employee expenses
• Startups replacing corporate cards
• Families managing household spending
• Parents monitoring children’s spending
• Households managing helpers and drivers

Spend with Control. See Everything. Reconcile Nothing.
CTRLPay replaces cards, cash, and claims with real-time control, visibility, and automation—making spending simple for businesses and families alike.