Simulation Mourabaha

The Murabaha Simulator is the essential tool for anyone wishing to understand and manage their financing using the Murabaha method of participatory banking. Thanks to a clear, intuitive, and completely secure interface, you can accurately estimate in just a few seconds:

- Initial transaction costs (calculated automatically based on the purchase amount)
- Total financed amount, including or excluding your deposit
- Monthly payment excluding insurance and monthly payment including the Takaful premium
- Bank margin applied over the term of the contract
- Start and end dates of your financing
- An interactive graph illustrating the breakdown between the financed amount and bank margin

Key features:
– **Customer type selection**: individual, professional, student, business… rates are adapted to your profile and updated automatically.
– **Simplified entry**: enter the purchase amount, your deposit, and the term (1 to 40 years) in an ergonomic form, optimized for all screens. – **Integrated Takaful Insurance**: Get the insurance premium amount and immediately compare the impact on your monthly payment.
– **Instant Sharing**: Send your simulation by SMS, email, or any messaging app, for easy communication with your advisor or loved ones.
– **Graphical Interface**: Visualize your financing and bank margin using a pie chart, with customizable legend and colors.
– **Offline Mode**: Rates are cached and remain accessible even without an internet connection.
– **GDPR Compliance**: No personal data is transmitted to an external server; everything is stored locally on your device.

Why Choose Murabaha Simulator?
1. Speed: Run a complete simulation in less than 10 seconds.
2. Accuracy: Calculation formulas comply with banking standards and up-to-date rates.
3. Transparency: Fees, margins, and insurance are detailed and clearly displayed.
4. Accessibility: Clean design, intuitive navigation, compatible with smartphones and tablets.
5. Compliance: Application tested to meet GDPR requirements and Google Play recommendations.

Whether you're planning a real estate project, purchasing a vehicle, or making a business investment, Mourabaha Simulator guides you step by step to:
- Compare several down payment and term scenarios
- Understand the impact of fees and margins on the total cost
- Anticipate your monthly budget, with or without insurance
- Make informed decisions thanks to detailed figures and immediate visualization

Our commitment:
– Regularly updated rates.
– Support available by email to answer your technical or functional questions.
– A lightweight application for ultra-fast launch and minimal resource consumption.

Take control of your financing project, simplify your procedures, and save time!