Gastos Ko: Budget Tracker

Gastos Ko is a local-first personal finance tracker designed to help you understand where your money went, where it is now, and what is coming next.

Track expenses, income, account balances, transfers, budgets, debts, savings goals, recurring bills and scheduled payments. Review searchable transaction history and explore cash-flow, category and net-worth insights based on the records stored on your device.

Core finance features work offline and do not require a Gastos Ko account. Your financial database stays on your device. You can create local backups, export transactions and use privacy controls such as balance masking and an optional app lock.

Optional voice entry and local AI tools help interpret finance requests, but they never write money records silently. Proposed actions are previewed and require your confirmation.

Gastos Ko is a budgeting and record-keeping tool. It does not provide banking, payment, lending, investment, insurance or money-transfer services.