Money Toque - Tu Dinero Ya

About Money Toque - Tu Dinero Ya

Money Toque is a reliable and easy-to-use personal loan app designed for users in Chile seeking accessible and convenient financial solutions.

About the loans:
Credit limit: The available loan amount will depend on your credit profile evaluation and can range from CLP $30,000 to CLP $1,000,000.
Duration: 90 to 180 days.
Daily interest: 0.001% - 0.01%.
APR: 0.365% - 3.65%.
Service fee: approximately 10% - 15%.
VAT: 19%, in accordance with current Chilean regulations.
Stamp tax: 0.066%, in accordance with current Chilean regulations.

Representative Example:
For example, if a user requests a personal loan of CLP $900,000 with a term of 150 days, divided into 5 payments, the approximate loan details will be as follows:
Loan Amount: CLP $900,000
Term: 150 days
Number of Payments: 5
Daily Interest: Approximately 0.001%
Payment Breakdown:
Interest: CLP $900,000 * 0.001% * 150 ≈ CLP $1,345
Service Charge: CLP $900,000 * 12.42% ≈ CLP $111,816.81
Service Charge (VAT Included): CLP $111,816.81 + CLP $111,816.81 * 19% ≈ CLP $133,062 CLP
Stamp Tax: CLP $900,000 * 0.066% ≈ CLP $594
Total to pay: CLP $900,000 + CLP $1,345 + CLP $133,062 + CLP $594 = CLP $1,035,001
The loan is divided into 5 payments of approximately CLP $207,000 each.

The above example is for illustrative purposes only. The approved amount, term, interest, service charges, taxes, and final terms may vary depending on the evaluation of each application and the specific loan conditions.

Main Features:
- Automated evaluation of your application without the need for physical paperwork
- Direct transfer to your bank account if your application is approved
- The amount and term are determined according to your credit profile and the loan's applicable conditions
- Review your loan terms before confirming your application

Requirements to apply:
Be over 18 years of age
Have a valid Chilean ID
Have an active bank account in your name
Provide accurate and verifiable personal information
Meet the established evaluation criteria for the application

Application Process:
Download the app and register.

Complete your personal and banking information.

Our system will automatically evaluate your profile.

Review the loan terms offered.

If your application is approved and you accept the terms, you will receive the money directly into your bank account.

Privacy and Security: At Money Toque, protecting your data is a priority. The information collected is transmitted using appropriate security measures and is used to evaluate your application, perform credit risk analysis, prevent fraud, and provide our services.

We protect your information in accordance with our Privacy Policy and do not use your data for purposes incompatible with those described in that policy.
Privacy Policy: https://moneytoque.com/cl/privacy
Contact email: [email protected]