MoneyNest: Budget Tracker

MoneyNest is a free offline expense tracker, budget planner and money manager. Track daily expenses, plan monthly budgets, scan receipts, manage loans and reach your savings goals — no account, no sign-up, no internet required.

Your data stays on your device. 100% private, 100% offline. Your daily hisab book, cash book and personal finance app — all in one.

💰 EXPENSE & INCOME TRACKER
Track daily expenses and income and keep your finances organized.
• Record spending and income in seconds
• Categories, tags and multiple accounts
• Manage cash, bank and mobile wallet balances
• Transfer money between accounts
• Recurring transactions for bills, rent, salary and subscriptions
• Search and filter your full transaction history
A simple daily expense manager, spending tracker and digital cash book (hisab khata).

📊 BUDGET PLANNER & BUDGET TRACKER
Plan your monthly budget before you spend.
• Set monthly budgets by category
• Real-time budget progress bars
• Overspending alerts before you cross the limit
• Automatic budget rollover to the next month
• Spending vs budget at a glance
Your personal budget planner, monthly budget tracker and household budget app.

📈 REPORTS, ANALYTICS & INSIGHTS
• Spending pie charts and monthly bar charts
• Monthly income and expense summaries
• Category-wise spending breakdowns
• Income vs expense analysis and savings trends
• Smart insights into where your money goes

🧾 RECEIPT SCANNER (OCR)
• Scan paper receipts with your camera
• OCR extracts the amount and details automatically
• Less manual typing — add expenses faster

📩 SMS TRANSACTION DETECTION (optional)
• Detects supported bank and mobile wallet SMS
• Runs on your device — nothing is uploaded
• You review and confirm before anything is saved

🤝 LOAN TRACKER
Track money you lend and borrow, person by person.
• Record borrowed and lent money
• Receivable and payable balances
• Payment history and loan settlement
• Ideal for loans with friends and family

🎯 SAVINGS GOAL TRACKER
• Create savings goals with target amounts
• Track how much you have saved and how much remains
• Build better saving habits over time

📤 EXPORT & BACKUP
• Export reports to PDF, Excel and CSV
• Local backup and restore
• Optional Google Drive backup — saved to your own Drive

🔒 PRIVACY & SECURITY
• Offline-first: all data stored locally on your device
• No account, no sign-up, no banking credentials
• PIN passcode and fingerprint / biometric app lock
• No ads, no data selling

✨ MORE FEATURES
• Multi-currency support
• Light and dark themes
• Home screen widget for quick expense entry
• Daily reminders and budget notifications
• English and বাংলা (Bengali) language support
• Fast, clean Material Design interface

👥 WHO IS MONEYNEST FOR
Students, families, professionals, freelancers and small business owners who want a simple, private way to manage money.
If you searched for a free expense tracker, daily expense app, money manager, budget planner, spending tracker, personal finance app, daily hisab app, cash book, khata, income tracker, savings tracker or loan tracker — MoneyNest brings these tools together in one app.

🚀 WHY CHOOSE MONEYNEST
✅ Free — no subscriptions, no hidden fees
✅ Works fully offline — no internet required
✅ No account or sign-up
✅ Expense tracker + budget planner + loan tracker in one
✅ Receipt scanner with OCR
✅ PDF, Excel and CSV reports
✅ Bengali (বাংলা) language support
✅ Biometric app lock and Google Drive backup

Download MoneyNest today — track expenses, plan your budget, monitor loans and grow your savings. Your money. Your control. 💚

Note: MoneyNest is a personal finance tracking and budgeting tool. It does not provide banking, credit, investment, loan or financial advisory services.