TOP1

About TOP1

TOP1 is an innovative service for quickly obtaining a loan 24/7, available to all citizens of Ukraine over the age of 18.

Need money, but don't want to collect a bunch of documents and references? We say "no" to bureaucracy!
That is why we have developed a mobile application with which you can easily apply for a loan of up to 30,000 hryvnias in less than 5 minutes. To receive funds, you do not need a certificate of income and guarantors - it is enough to have access to the Internet, a passport and a bank card.

Control information about your credit, receive notifications about discounts and promotions, view payment data, familiarize yourself with the contract and much more - all this in one mobile application.

Our advantages:
• Up to 360 days of credit use upon repeated application.
• Constant support of specialists 24/7 to solve any issues.
• Money is credited to the card of any Ukrainian bank within 5 minutes.
• The possibility of increasing the credit limit with each new application.
• Loyalty program, which includes special conditions and individual discounts.
• Various payment methods, including Apple Pay, for your convenience.

To start using the application, you need:
• Fill out the questionnaire.
• Add a passport photo of a citizen of Ukraine.
• Enter bank card details.

Benefits after activating the account:
Cashback: accrued after each closing of the loan, with the possibility of withdrawing it to the card and using it at your own discretion.
Referral program: invite friends to the TOP1 service using a referral link and receive bonuses and discounts.
Reward System: Collect rewards and win cash and bonuses for simple actions.
Utility payments and credit check: pay for electricity, gas, Internet or order a certificate from UBKI to check your credit history.
The "Top Choice" credit product is available to new customers under the following conditions:
• Loan amount - from UAH 500 to UAH 30,000.
• The interest rate is 34% per annum, without any intermediary commissions.
• The minimum loan term is 61 days.
• The maximum term of the loan is 1 year (with the possibility of extension in a few minutes).
• The maximum annual interest rate is 34% per annum.
• The minimum age for obtaining a loan is 18 years.

An example of calculating the total cost of the loan for the "Top Choice" product:
• Loan amount – UAH 500
• Term of use – 61 days
• Interest rate – 34% per annum
• Issuance fee – UAH 100
• User fee – 0.1% per day
• Total amount to be refunded: UAH 657.95