CashiFlow: EMI, SIP Calculator
Henish Shah Finance
Loan, FD, inflation calculator, expense tracker, split bills. Offline, no login.
- Downloads
- 87+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 15
- 2026 · v1.2.0
Screenshots
About CashiFlow: EMI, SIP Calculator
CashiFlow is an EMI calculator, SIP and FD calculator, and offline expense tracker in one app. Work out your loan EMI, see what your investments will be worth, check what inflation does to your savings, and track every rupee you earn and spend. Everything runs on your phone with no login and no internet needed.
EMI CALCULATOR & LOAN TRACKER
• Calculate monthly EMI for a home loan, car loan, personal loan or education loan
• Full amortization schedule with principal and interest for each month
• See total interest, payoff date and remaining EMIs
• Track every loan and recurring commitment and its effect on your monthly cash flow
SIP, FD & INVESTMENT CALCULATOR
• SIP plans: see invested amount, current value and returns
• Fixed deposits: interest earned and maturity date
• Mutual funds, gold, silver, shares and crypto in one portfolio
• Total invested, total returns and net worth at a glance
INFLATION CALCULATOR
• Enter an inflation rate and a future date
• See what your money will really be worth, including investment returns
• Plan future goals with realistic numbers
EXPENSE TRACKER & CASH FLOW
• Add income and expenses in seconds
• Categories, cash and bank balances, and real-time cash flow
• Reports that show where your money goes each month
SPLIT BILL CALCULATOR
• Split expenses for trips, roommates and shared purchases
• See exactly who owes whom
FAMILY MONEY MANAGER
• One app for the whole family, with a 6-digit PIN for each member
• Owner and Viewer roles, with balances hidden until the right person unlocks them
INVOICE MAKER
• Create and manage professional invoices
• Export as PDF and share with clients in one tap
OFFLINE AND PRIVATE
• Works without internet
• No sign-up, no email, no cloud account
• Your financial data stays on your device
• Export to Excel or PDF, or take a full backup, any time
WHO IT IS FOR
• Anyone planning a loan who wants to know the real EMI and interest cost
• Investors tracking SIP, FD, mutual funds and gold together
• Families who want a shared budget and expense manager
• Freelancers who need simple invoices and income tracking
CashiFlow: EMI calculator, SIP calculator, FD calculator, inflation calculator, expense tracker and money manager in one offline app.
EMI CALCULATOR & LOAN TRACKER
• Calculate monthly EMI for a home loan, car loan, personal loan or education loan
• Full amortization schedule with principal and interest for each month
• See total interest, payoff date and remaining EMIs
• Track every loan and recurring commitment and its effect on your monthly cash flow
SIP, FD & INVESTMENT CALCULATOR
• SIP plans: see invested amount, current value and returns
• Fixed deposits: interest earned and maturity date
• Mutual funds, gold, silver, shares and crypto in one portfolio
• Total invested, total returns and net worth at a glance
INFLATION CALCULATOR
• Enter an inflation rate and a future date
• See what your money will really be worth, including investment returns
• Plan future goals with realistic numbers
EXPENSE TRACKER & CASH FLOW
• Add income and expenses in seconds
• Categories, cash and bank balances, and real-time cash flow
• Reports that show where your money goes each month
SPLIT BILL CALCULATOR
• Split expenses for trips, roommates and shared purchases
• See exactly who owes whom
FAMILY MONEY MANAGER
• One app for the whole family, with a 6-digit PIN for each member
• Owner and Viewer roles, with balances hidden until the right person unlocks them
INVOICE MAKER
• Create and manage professional invoices
• Export as PDF and share with clients in one tap
OFFLINE AND PRIVATE
• Works without internet
• No sign-up, no email, no cloud account
• Your financial data stays on your device
• Export to Excel or PDF, or take a full backup, any time
WHO IT IS FOR
• Anyone planning a loan who wants to know the real EMI and interest cost
• Investors tracking SIP, FD, mutual funds and gold together
• Families who want a shared budget and expense manager
• Freelancers who need simple invoices and income tracking
CashiFlow: EMI calculator, SIP calculator, FD calculator, inflation calculator, expense tracker and money manager in one offline app.
What’s new
Version 1.2.0 · Updated September 15, 2026
Bug fixes and performance improvements, plus optional ads to help and maintain this app
User reviews
This application is an excellent personal and family finance manager for anyone who wants to track cash investments, loans, and daily financial records in one place. The interface is simple and user-friendly, making it easy to manage individual as well as family accounts without confusion. One of its best features i...
I have tried least 4 or 5 budgeting apps over the past year and always ended up abandoning them after few days but this one is different. UI is clean, easy to add transactions, recurring options with live updated price in some of them. Other than main feature there are number of side features which make it more usab...
Alternatives to CashiFlow: EMI, SIP Calculator
Looking for apps like CashiFlow: EMI, SIP Calculator? Here are 6 similar Android apps on Google Play. The highest rated is CredSukat: Credit Health (4.8/5), and all 6 are free to download.
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Gümrük Hesapla
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Quick Loan App: Same Day Loans
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SubTrack –Subscription Tracker
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CredSukat: Credit Health 4.8
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| CashiFlow: EMI, SIP Calculator | – | Free | 50+ | Sep 15, 2026 | |
| Gümrük Hesapla | – | Free | 10+ | – | Compare |
| Quick Loan App: Same Day Loans | – | Free | 500+ | – | Compare |
| SubTrack –Subscription Tracker | – | Free | 1+ | – | Compare |
| Cash Calculator: Money Counter | – | Free | 1,000+ | – | Compare |
| MYCU Card Control | – | Free | 10+ | Oct 19, 2026 | Compare |
| CredSukat: Credit Health | 4.8 / 5 | Free | 1,000+ | – | Compare |
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