उधार खाता · Udhaar Khata

Udhaar Khata — your shop's digital credit book

A simple, honest app for kirana stores, medical shops, salons and anyone who lends — works fully offline and keeps your data on your own phone.

✓ Add credit (udhaar) and payments in one tap
✓ Full history and running balance per customer
✓ Self-reminders for udhaar pending 15+ days
✓ Send reminders via WhatsApp/SMS (you choose, never automatic)
✓ PDF statements, CSV export, daily reports
✓ Calculator, EMI calculator, bill adder, daily cash-closing (galla)
✓ Stock/inventory and expense tracker
✓ Installment plans (weekly/monthly)
✓ PIN + fingerprint lock — your data stays protected
✓ Full Hindi and English support

Privacy first:
By default, all your data stays only on your phone, and the app works fully offline. An optional cloud backup exists (off by default, you turn it on yourself) to protect your data if your phone is lost or changed. No third-party tracking SDK, and messages to customers are never sent automatically.

Completely free — no ads and no in-app purchases.