Micro Dinero

About Micro Dinero

Micro Dinero is a lending app designed to offer fast and secure access to personal credit in Latin America. With a simple and transparent process, you can request a loan from your mobile phone without unnecessary paperwork.

Available credit: from CLP$30,000 to CLP$600,000 (The credit limit that will be granted to you will be calculated based on a detailed analysis of your financial profile, using our advanced evaluation model to guarantee a personalized offer that fits your needs and payment capacity.)
-Duration: from 91 to 180 days
-Interest: 0.001% daily (up to 0.365% annually)
-Stamp Tax: 0.066%
-Service charge: 11.8%
*Example: If the user requests a personal loan of CLP$600,000, the details of the loan would be:
Amount: CLP$600,000
Duration: 120 days
Interest: CLP$600,000*0.001%*120≈CLP$720
Interest rate: 0.365% per year
-Stamp Tax: CLP$600,000*0.066% =CLP$396
-Service charge: CLP$600,000* 11.8% = CLP$70,924
Total payment = Loan amount + interest + Service charge + Stamp Tax = CLP$600,000+ CLP$720 +CLP$70,924+ CLP$396 ≈ CLP$672,040
Lump sum refund: CLP$672,040 is paid after 120 days.

Main features:
Quick access: Request and receive your loan in minutes.
Flexible and transparent: No hidden fees or complications.
Data security: We protect your information with advanced encryption and do not share your data without your consent.
How to apply for a loan:
Download the Micro Dinero application on your mobile device.
Create your account. Once verified correctly, request your loan.
Wait for the approval result.

Privacy Policy:
At Micro Dinero, we prioritize the security and privacy of your data. All information collected is used exclusively to evaluate your creditworthiness and prevent fraud, in strict compliance with applicable regulations.

Privacy Policy：https://www.micro-dinero.com/cl/politica-de-privacidad

Contact: [email protected]