Más Efectivo

Más Efectivo is your smart financial partner in Mexico and Colombia. Our platform lets you compare, filter, and select the best personal loan offers tailored to your profile, all from the convenience of your mobile phone.

⚠️ IMPORTANT INFORMATION (DISCLAIMER): Más Efectivo IS NOT A FINANCIAL ENTITY or a lending institution. We act exclusively as an INTERMEDIARY and AGGREGATE of financial services. We do not make direct loans, we do not make credit approval decisions, and we do not collect funds from the public. Our goal is to connect users with duly registered lending institutions.

Our strategic partners include:

MexDin: Credit Loans

Pla Pla: Personal Loans

MexiCash: Credit Loans

Tala: Access to Your Credit

BBVA Mexico

(And other leading financial partners in the region)

Loan Details (Policy Compliance)
At Más Efectivo, transparency is our priority. The final terms are set by the financial institution you choose:

Minimum repayment term: 91 days.

Maximum repayment term: 365 days.

Maximum Annual Percentage Rate (APR): From 12% to 34.5% (depending on the user's credit history and the chosen institution).

Fees: Management fees may apply depending on the selected lender.

Representative Loan Example:
If you request a loan of $2,000 (MXN or COP) with a term of 120 days and an annual interest rate of 24%:

Total Interest: $2,000 * (24% / 365) * 120 = $157.80

Total Amount to Repay: $2,000 + $157.80 = $2,157.80

APR/EAR: Variable depending on the risk profile.

Data Security and Privacy
Your trust is our most valuable asset. Therefore, we comply with the highest protection standards:

Transparent Data Collection: To offer you the best service, we request data such as name, gender, age (minimum 18 years), mobile address, and financial profile.

Adjust Technology: We integrate the Adjust analytics tool to optimize the user experience and prevent fraud, processing data in a technically sound and secure manner.

Confidentiality Commitment: Más Efectivo will NOT share or sell your personal data to unauthorized third parties. Your information will only be sent to the financial institution you specifically choose to initiate your application.

Usage Requirements
Be over 18 years of age.

Reside legally in Mexico or Colombia.

Have a valid official ID.

Contact and Support
We are here to help:
📧 Email: [email protected]
📍 Physical Address: Cristal 23, Cunduacán, Tabasco, 86690, Mexico
🏢 Developed by: ULSTER CARE SERVICES LTD