Lomalo Digital Wallet

Lomalo is the digital wallet built for the people of the Republic of the Marshall Islands (RMI) to securely receive and manage their ENRA (Universal Basic Income) benefits.

See the Ministry of Finance announcement on ENRA disbursements through Lomalo: https://mof.gov.mh/enra-disbursement-usdm1/

Lomalo complements existing benefit delivery channels such as mailed checks and direct deposit with a secure, digital-first option. Lomalo enables eligible users on any atoll to verify their UBI registration status, receive benefit disbursements in real time, and connect to other verified users.

Lomalo bridges distance and drives inclusion — linking citizens, communities, and their government through a digital system designed for the RMI.

Features for Citizens

- Verify your UBI eligibility and registration
- Receive UBI benefits directly into your wallet
- View and manage your benefit history
- Connect and send benefits securely to other verified recipients
- Lomalo is part of the RMI broad efforts to ensure every Marshallese — no matter where they live — can securely access their benefits.