Lucra Plata - Líder Préstamos
Simple and secure process to apply for and manage your personal loan
About Lucra Plata - Líder Préstamos
LUCRA PLATA – Smart Credit, at your fingertips 🇨🇱
Need fast, hassle-free cash? LUCRA PLATA lets you apply for a 100% digital personal loan, designed to offer secure, flexible financial solutions tailored to your needs.
The entire process is done from your phone, with no in-person procedures, complete transparency, and fast response times.
🌟 Key Advantages
- Apply for your loan in minutes, no paperwork.
- Receive the money directly into your bank account.
- Automated process, fast and secure evaluation.
- Complete protection of your personal data.
💵 Loan Terms
- Available Amount: from $30,000 to $3,000,000
- Repayment Term: between 120 and 180 days
- Daily Interest Rate: from 0.001% to 0.01%
- Annual Percentage Rate (APR): from 0.365% to 3.65%
- Daily Service Charge: from 0.05% to 1.00%
- VAT: 19%
- Stamp Tax: 0.066%
* Government Links:
Value Added Tax https://www.sii.cl/preguntas_frecuentes/iva/001_030_0572.htm
Stamp Tax https://www.sii.cl/preguntas_frecuentes/otros_impuestos/001_019_1689.htm
📘 If you request a refund of $600,000 from the SII (Chilean Internal Revenue Service) for 180 days, the total amount to be refunded is $708,073. This includes: Principal $600,000 + Interest $1,077 + Service charges. VAT $106,600 + Stamp Tax $396
- Interest: $1,077
$600,000 × 0.001% × 180 ≈ $1,077
- Service Charge + VAT: $106,600
$600,000 × 0.083% x 180 ≈ $89,579.83
$89,579.83 + $89,579.83 x 19% ≈ $106,600
- Stamp Tax: $396
$600,000 × 0.066% = $396
⚡ How to apply for your loan
1. Download LUCRA PLATA from Google Play.
2. Create your account by entering your phone number.
3. Select your preferred loan amount and term.
4. Submit your application and wait for the automatic evaluation.
5. If approved, the money is transferred directly to your bank account.
It's that simple. No paperwork, no lines, no delays.
🔐 Data Protection and Security
At LUCRA PLATA, user privacy is our priority.
All personal and financial data is transmitted using advanced encryption protocols and is used exclusively to verify identity, calculate credit risk, and prevent fraud.
Using the app does not guarantee immediate approval. Final loan terms depend on the results of each applicant's individual evaluation.
You can view our complete policies at:
👉 https://lucraplata.com/chile/privacy-policy
📞 Support and Help
Questions or inquiries? Our support team is available to help you at:
[email protected]
🔹 LUCRA PLATA: More than a loan, your digital financial partner.
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