Locky– Cards, Expenses & Goals
Tools
Save bank cards with NFC, track expenses, subscriptions & build daily habits.
- Downloads
- 189+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Sep 3
- 2026 · v1.0.6
Screenshots
About Locky– Cards, Expenses & Goals
🔐 Locky — Your Cards, Money & Goals in One Place
Take control of your finances and daily habits with Locky.
💳 NFC Card Vault
Tap your debit, credit or any NFC supported card to scan and store it securely. All card data is encrypted with AES-256 and stored locally on your device — never uploaded to the cloud. Add labels, notes, and quick access to PINs or bank helpline numbers.
💰 Expense Tracker
Log every transaction with categories, notes, and linked cards. View monthly analytics with income, expenses, and balance breakdowns. Browse spending history through a calendar view and get visual insights with charts.
🔔 Subscription Manager
Keep track of all your recurring subscriptions in one place. Set smart reminders before renewal dates so you never get charged for something you forgot about.
🎯 Target Locker
Set time-bound goals and track your daily progress. Build streaks, monitor completion rates, and stay consistent. Review your achievements and see how far you've come.
🛡️ Security First
✅ AES-256 local encryption for card data
✅ Biometric & PIN app lock
✅ Local-first storage for sensitive data
✅ Cloud sync for expenses, subscriptions & targets
💡 Use Cases
🏦 Forgot your card PIN? Store hints securely in the vault
📞 Need your bank helpline? Access it instantly from your saved card
💳 Save your card numbers, CVVs, and expiry dates — all encrypted and stored locally
🧾 Want to know where your money goes? Track every expense daily
📅 Netflix, Spotify, gym? Never miss a subscription renewal again
🏋️ Building a habit? Set a target and track your streak every day
🔒 Keep sensitive card details safe with AES-256 encryption and biometric lock
Locky is built for anyone who wants to manage their cards safely, spend smartly, and stay on track with their goals — all without juggling multiple apps. 🚀
📲 Download Locky today – Your cards, your goals, your money, your control! 💪
Take control of your finances and daily habits with Locky.
💳 NFC Card Vault
Tap your debit, credit or any NFC supported card to scan and store it securely. All card data is encrypted with AES-256 and stored locally on your device — never uploaded to the cloud. Add labels, notes, and quick access to PINs or bank helpline numbers.
💰 Expense Tracker
Log every transaction with categories, notes, and linked cards. View monthly analytics with income, expenses, and balance breakdowns. Browse spending history through a calendar view and get visual insights with charts.
🔔 Subscription Manager
Keep track of all your recurring subscriptions in one place. Set smart reminders before renewal dates so you never get charged for something you forgot about.
🎯 Target Locker
Set time-bound goals and track your daily progress. Build streaks, monitor completion rates, and stay consistent. Review your achievements and see how far you've come.
🛡️ Security First
✅ AES-256 local encryption for card data
✅ Biometric & PIN app lock
✅ Local-first storage for sensitive data
✅ Cloud sync for expenses, subscriptions & targets
💡 Use Cases
🏦 Forgot your card PIN? Store hints securely in the vault
📞 Need your bank helpline? Access it instantly from your saved card
💳 Save your card numbers, CVVs, and expiry dates — all encrypted and stored locally
🧾 Want to know where your money goes? Track every expense daily
📅 Netflix, Spotify, gym? Never miss a subscription renewal again
🏋️ Building a habit? Set a target and track your streak every day
🔒 Keep sensitive card details safe with AES-256 encryption and biometric lock
Locky is built for anyone who wants to manage their cards safely, spend smartly, and stay on track with their goals — all without juggling multiple apps. 🚀
📲 Download Locky today – Your cards, your goals, your money, your control! 💪
What’s new
Version 1.0.6 · Updated September 3, 2026
What's New 🚀 Introducing four powerful new features: 🎯 Target Locker: Set personal goals and track your daily progress 💳 NFC Card Vault: Store and access all your cards securely 💰 Daily Expenses: Keep track of your spending with ease 🔔 Subscription Tracker: Manage renewals and receive timely reminders
User reviews
Useful for me on a daily basis to track expenses.
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| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Locky– Cards, Expenses & Goals | – | Free | 100+ | Sep 3, 2026 | |
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