EchoLoan

EchoLoan is a licensed digital lending platform approved by the FCCPC, equipped with an artificial intelligence risk assessment system, providing convenient, compliant and reliable loan services to Nigerian users.

How it works？
1. Register an account via mobile phone number.
2. Fill out your basic information, then submit the application.
3. We will evaluate and give you a credit limit.
4.After submitting the loan order, the funds will be transferred to your bank account immediately.

Eligibility:
Nigerian residents over 18 years old.

Loan Products:
Tenure: We will require your repayment from 91 days to 365 days*.
Maximum credit limit: NGN1,000,000.
Annual interest rate: between 12%~18% per annum (APR)

For example, 4-month loan payment terms，the annual interest rate is 12%. For the loan processed with a principal amount of NGN 30,000, the total interest would be NGN 1200, the total amount due would be NGN 31,200. Monthly total repayment amount would be NGN 31,200/4=N7,800, monthly repayment interest would be NGN 1200/4=N300.

We cannot guarantee that we can provide you with loan services 100%, which depends on the risk assessment results of different customers. We are very sorry if your loan application is rejected. You can try again after the specified date displayed on the APP.

Contact Us:
If you have any feedback or questions, please contact us as soon as possible, we will serve you wholeheartedly and solve the problem.
Customer Service Email: [email protected]
Customer Service Hotline: +2349046869412
Address:5 Oba Akran Ave Ikeja Lagos