BilleTecla

About BilleTecla

BilleTecla: Convenient solutions for your finances

BilleTecla is an online loan application designed especially for residents of Colombia, with the aim of offering fast, transparent and flexible loan services. We are dedicated to helping you solve your short-term financial needs, whether for unforeseen expenses, daily consumption or other financial needs. With BilleTecla, you can enjoy a simple and completely online loan process, without worrying about complicated procedures or long approval processes.

💰 Loan amount, terms, interest rates and charges 💰

BilleTecla offers a flexible range of loan amounts and terms to meet the diverse needs of our users:

Loan amount: From COP $100,000 to COP $1,500,000, choosing the appropriate amount according to your needs.
Loan term: Terms vary between 91 and 180 days, allowing you to organize your payment plan flexibly.
Daily interest rate: 0.07% (maximum annual rate of 28%). Our rates are transparent and fair, ensuring you understand all the details.
Value added tax (VAT): According to Colombian law, loan interest is subject to 19% VAT. Annual Equivalent Rate (APR): It can reach up to 28%.
📊 Loan calculation example

Suppose you request a loan of COP $100,000 with a term of 91 days. The calculation is as follows:

Loan interest: Calculation formula: 100,000 * 0.07% * 91 = 6,370.
VAT: VAT calculation: 6,370 * 19% = 1,210.3.
Total amount to pay: The final amount to pay will be: 100,000 + 6,370 + 1,210.3 = 107,580.3.
Why choose BilleTecla?

Convenient online application: With BilleTecla, you can apply for your loan anytime, anywhere, without the need for paper procedures.
Quick approval and disbursement: Our approval process is efficient and transparent. Once the loan is approved, the funds will be transferred to your account in the shortest time possible, helping you resolve your urgent financial needs.
No hidden charges: We guarantee a transparent fee structure, with no additional costs or hidden charges. You will only pay according to the agreed rate.
Flexible Payment Plans: We offer several payment options, allowing you to choose the one that best suits your financial situation.
🎯 Requirements to apply for the loan

To ensure that your loan application is approved, you must meet the following basic BilleTecla requirements:

Age requirement: You must be at least 18 years old.
Colombian citizen: Only residents of Colombia can request this service.
Valid identification: A valid official identification (such as ID or passport) is required.
Stable source of income: You must have a job or stable source of income.
💡 How to use BilleTecla

Using BilleTecla is very simple. Just follow these steps:

Download and install the BilleTecla application: Download it for free from the Google Play Store and install it.
Register and complete the information: Provide your basic personal information and the loan amount you want. The system will evaluate your request.
Apply for the loan and send the documents: After verifying your identity, submit your loan application.
Wait for the approval results: The system will evaluate your credit history and the data provided, generally in minutes you will receive the response.
Sign the contract and receive the funds: Once approved, you will receive the loan contract to sign and proceed with the disbursement.
Flexible payment: After receiving the loan, you will be able to make payments through various options available on the platform, ensuring flexibility for your financial situation.
📞 Contact us

If you have any questions or need help, do not hesitate to contact us:

Email: monraloan@gmail.com
Telephone: (+57) 3103727754