LiberalLoan

About LiberalLoan

LiberalLoan is a brand new loan service platform that focuses on providing users with more flexible and convenient loan solutions. We are committed to being customer-centric and simplifying the loan process to make it more transparent, faster and meet diverse financial needs.

On the LiberalLoan platform, you will experience a more advanced loan application process. We offer a variety of loan options, so whether you need an emergency cash loan or a long-term personal loan, you'll find a solution that's right for you. Our loan application process is not only simple, but also highly intelligent, allowing users to easily submit information online and get rid of tedious paperwork.

LiberalLoan offers greater flexibility and customization than the traditional loan application process. We pursue a fast approval process and present loan terms and interest rate information in a transparent manner to ensure users have full understanding when making decisions. Our goal is to provide users with a worry-free and efficient lending experience to help them achieve a variety of life and financial goals.

When you choose LiberalLoan, you will have a trustworthy lending partner who can provide you with thoughtful loan solutions. Stop worrying about emergency expenses or future plans and let LiberalLoan be your right hand for financial freedom. We strive to make borrowing easier and managing your finances easier

Features of LiberalLoan – Personal Loan App:
1. Personal loans ranging from Rs 8,000 to Rs 1,20,000 without any guarantor or collateral
2. 100% paperless loan application
3. Repayment period>3 months
4. Maximum annual interest rate: 28%
5. Transparent fee structure
6. Repay through multiple payment methods

Loan examples:
For a loan of ₹ 20,000 with an interest rate of 28% per annum and a tenor of 90 days, the total amount to be paid on the maturity date based on the above calculation is as follows:
Total personal loan interest = ₹ 20,000 × 28% ÷ 365 days × 90 days = Rs 1,509.59
Processing fee (PF) + GST = ₹750 + ₹300 +₹300 +₹150 + ₹150 + ₹£297 =₹1947
Total Deductible (PF + GST): Rs 590
Amount on hand (loan amount - total deductible) = ₹20,000 - ₹590 = ₹19,410
Total repayment amount (loan amount + interest + deductible):
Total repayment amount = ₹ 20,000 + ₹ 1,509.59 + ₹ 590 = ₹ 22,099.59
Monthly EMI repayment (total repayment amount / loan term):
Monthly EMI to be repaid = ₹ 22,099.59/3 = ₹ 7,366.53

Personal Loan Eligibility:
1. You must be an Indian citizen
2. You must be a salaried professional over 21 years of age.
3. Your minimum net take home salary must be ₹.12,000.
4. Salaries can only be deposited into your account via direct bank transfer.

How to apply for a personal loan online at LiberalLoan?
1. Download and log in to the LiberalLoan app.
2. Use your mobile phone number to complete the registration.
3. Enter all necessary personal details to check your personal loan eligibility.
4. Submit KYC documents and apply for instant personal loan.
5. Once your personal loan application is approved, your loan amount will be transferred directly to your bank account.

Documents required to apply for a loan:
1.Mobile phone number
2.Pan card

Partner NBFC/Bank
Our financial partner is: PINNACLE CAPITAL SOLUTIONS PRIVATE LIMITED


Security and Privacy Policy
LiberalLoan personal loan application keeps your data safe with strict security and privacy protocols. We use advanced data encryption technology to protect the information in our databases from unauthorized access. Please be assured that we will never share your personal information with third parties without your explicit consent.

contact us
Customer service email: [email protected]