Loanova-Online Credit Loan App

About Loanova-Online Credit Loan App

Unexpected bills? School expenses? A small business opportunity?
Loanova puts a reliable credit line in your pocket. Apply entirely from your phone, get a decision in minutes, and receive funds directly to your bank or e-wallet — no branch visits, no endless paperwork.

Key Figures
Borrow: ₱4,000 to ₱100,000
Repay over: 91 to 365 days
Maximum APR: 29.2%
Typical decision: within 5 minutes


Illustrative Example
Amount borrowed: ₱15,000
Repayment period: 180 days
APR: 18%
Interest over term: ₱1,331.51
Total repayment: ₱16,331.51
Monthly payment: ₱2,721.92
Actual terms depend on your credit profile and will be fully disclosed before you commit.

Why People Choose Loanova
Fully licensed. Leaflending Inc. is registered with the SEC and operates under Philippine law. Your borrowing is protected.
Privacy by design. We encrypt your data at every step. We do not access your contact list, personal messages, or photo gallery, and we never share your information with unaffiliated third parties for marketing.
Build your profile. Consistent on-time repayment can unlock access to higher borrowing limits over time.
Simple requirements. A government ID is all the documentation you need. No collateral, no co-borrower.
Convenient repayment. Settle via GCash, Maya, online banking, or walk into any partner payment center.


Who Can Apply
Filipino national, residing in the Philippines
Age 18 through 60
Holds a valid government photo ID
Has an active phone number and earns a regular income


Steps to Your First Loan
Install. Download Loanova from Google Play.
Create an account. Register with your mobile number in seconds.
Confirm your identity. Upload a photo of your ID plus a selfie — verification is automated and fast.
Choose your terms. Select your preferred amount and duration, then review the total cost breakdown.
Get funded. Once approved, the money is on its way to your nominated account or e-wallet.


Regulatory Disclosure
Operating company: Leaflending Inc.
SEC Registration No.: 2024120181312-01
Certificate of Authority No.: L-24-0801-50
Please read the Terms and Conditions and Disclosure Statement carefully before entering into any loan agreement.

Get in Touch
Email: [email protected]
Office: 3RD FLOOR, SALCEDO ONE CENTRE (FORMERLY BUILDER'S CENTER), 170 SALCEDO ST., LEGASPI VILLAGE, San Lorenzo, CITY OF MAKATI, FOURTH DISTRICT, NATIONAL CAPITAL REGION (NCR), 1223