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  • KUR Pinjaman Modal Guide screenshot 1
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About KUR Pinjaman Modal Guide

Need business capital? Understand the People's Business Credit (KUR) better with the KUR PINJAN MODAL GUIDE app!

The KUR PINJAN MODAL GUIDE app is a digital financial assistant specifically designed to help Micro, Small, and Medium Enterprises (MSMEs) in Indonesia understand the People's Business Credit (KUR). This app provides comprehensive information, step-by-step guides, and simulation tools to help you prepare your business capital application to various lending banks.

Why Choose KUR PINJAN MODAL GUIDE?

We gather information from various leading banking sources to provide a clear overview of the KUR program. This app helps you save time researching requirements and application procedures.

​Main App Features:
​📘 Complete Information on Various Banks:
​Get in-depth details about KUR programs from major banks, including:
​BRI Bank: Details on KUR for Micro, Small, and Indonesian Migrant Workers.
​BSI Bank: Guide to the riba-free Sharia KUR.
​Bank MANDIRI: Information on Super Micro KUR and Special KUR.
​Bank BNI: Requirements and features of digital and cluster KUR.
​Bank BCA: Explanation of KUR with competitive interest rates.
✅ Requirements & Application Guide:
Confused about the required documents? This app provides a checklist of document requirements (KTP, NIB, SKU, etc.) and a guide to the application process, both online and offline at the bank's work unit.

​🧮 KUR Simulation Calculator (Accurate per Bank):
Calculate your estimated monthly installments before applying! Our calculator feature is tailored to each bank's calculation logic (flat/effective for conventional banks, and estimated margin for Islamic banks), so you can better plan your finances.

​💡 Tips for Passing Verification:
Learn practical tips to ensure your business is deemed bankable and increase your chances of getting your application accepted by the bank.

​📱 Modern & Easy-to-Use Design:
Built with the latest technology (Android Kotlin Jetpack Compose & Material 3), providing a smooth, clean, and responsive user experience.

​Important Disclaimer (Please Read):
​This App Is a GUIDE: KUR LOAN CAPITAL GUIDE is an independent educational and informational application. This application is NOT an official application from any bank (BRI, BSI, Mandiri, BNI, BCA, etc.) and is NOT affiliated with the Government of the Republic of Indonesia or any relevant ministries.

​DO NOT Provide Loans: We DO NOT provide direct loan registration, applications, or disbursements. All loan applications must be processed through each bank's official procedures.

​Estimates Only: The calculation results in the Simulation Calculator feature are estimates based on general data. Interest rates, margins, ceilings, and final loan details are determined solely by the bank at the time of the official application.

​Download the KUR CAPITAL LOAN GUIDE now and start a planned step towards developing your business.!

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