Chobjot - Expense tracker

Chobjot is a personal expense tracker and money manager built for Thailand. It makes daily bookkeeping effortless: scan a bank transfer slip and the app fills in the entry, say or type one sentence to log several expenses, set budgets, see charts, keep wallets and credit cards apart, track who owes whom — and all your financial data stays on your phone. No ads.

✦ Scan a transfer slip, let the app do the typing
• Take a photo, pick from your gallery, or share the slip straight from your banking app
• Reads the amount, date and time, payee, and the memo printed on the slip
• You review and confirm every entry — nothing is saved behind your back
• Remembers slips you already recorded, so nothing is entered twice

✦ Finds old slips on your phone for you
• Forgot to log for days? Let the app search the folders you choose
• Slips are filtered on-device by the QR code printed on Thai bank slips, so unrelated photos are never touched

✦ Log fast by voice or a single sentence
• Say or type "coffee 60 lunch 80 bike taxi 25" and get three categorised entries at once
• Categories are guessed from what you've logged before — the more you use it, the smarter it gets
• The number pad does arithmetic, so splitting a bill needs no calculator

✦ Multiple wallets, including credit cards
• Cash, bank accounts, credit cards and e-wallets side by side, with a combined balance in one screen
• Transfers between wallets keep both sides correct
• Credit cards show what you've spent this statement and what's outstanding
• A "reconcile" button fixes the balance when you missed something

✦ A month that follows your payday
• Paid on the 25th? Run your month from the 25th to the 24th
• Summaries, budgets, charts and the calendar all follow your cycle, shifting around bank holidays

✦ Budgets that tell you if you're spending too fast
• Set budgets per category, tag, or wallet
• See percent used versus time elapsed, with a burn-down chart of what's left day by day

✦ Who owes you, who you owe
• Paid for friends? Record who owes what — split evenly or by amount
• Borrowed, lent, repaid and received all live in one tab; choose which debt a repayment settles
• Money you fronted leaves your wallet for real, but never counts as your own spending

✦ Look back from every angle
• A calendar heat map of daily spending
• Category donut, 6–12 month bar chart, and your top payees
• Search across months and years by payee, note, tag, category or amount

✦ Real export and backup
• Excel and PDF reports with full Thai text support
• Back up everything, slip images included, into one file you keep wherever you like — restore it on a new phone
• Automatic backup to your own Google Drive (Pro)

✦ Reminders to log
• Up to three reminders a day; once you've logged, the rest of that day's reminders are skipped automatically

✦ Make it yours
• Three colour palettes including dark mode, 2,000+ icons, Thai/English, adjustable text size

✦ Your financial data stays on your phone
• Income, expenses, budgets, wallets and history are stored only on your device — we keep no copy
• The only thing that ever leaves your phone is a slip image you ask to scan, which is processed and then discarded
• No ads, no data selling, no marketing trackers

All core features are free — manual entries, editing, budgets, charts, export and backup, with no sign-up. Only AI slip scanning requires signing in, and it comes with a free monthly quota.

For anyone who wants to start budgeting, track spending, save money, or simply find out where the money goes — without ever typing numbers off a slip again.