Koshbook: AI Cashbook & Ledger

Koshbook is an AI-powered cashbook and ledger for managing personal, business, and shared finances — with voice entry, smart search, budgets, bills, and collaborative groups.

Keep your everyday personal spending separate from the money you manage with staff, customers, tenants, students, suppliers, family, or friends.

Whether you're tracking your own expenses, running a small business, managing recurring payments, or sharing financial responsibilities with a group, Koshbook helps you keep every transaction organized.

💰 PERSONAL MONEY

Track your everyday income, expenses, transfers, and balances in a simple digital cashbook.

Record what you spend, what you receive, and where your money goes — without complicated accounting.

👥 GROUPS — MANAGE MONEY TOGETHER

Create a shared money workspace and invite multiple people to collaborate.

Groups are designed for recurring or shared money management where several people or parties are involved.

Track:
• Staff salaries and advances
• Rent and tenant payments
• Customer or client dues
• Tuition or student fees
• Supplier and vendor payments
• Trip and flatmate expenses
• Family or other shared finances

See who paid, who is pending, what is overdue, and the current group balance — all in a dedicated group ledger.

Invite members with different roles such as Owner, Staff, or Viewer, and keep an activity trail of what happened.

Your personal cashbook stays clean while shared and recurring money stays organized inside its own group.

🎙️ AI VOICE ENTRY

Record transactions naturally using your voice or text.

For example:

"Paid ₹500 for groceries"

or

"Received ₹2,000 from Rahul"

Kosh AI turns your input into a structured transaction that you can review and save.

Voice entry supports English, Hindi, Hinglish, and other languages.

🤖 ASK KOSH AI

Find transactions and bills using natural language instead of manually searching through your records.

For example:

"Show my coffee expenses this week."

"Who still owes me money?"

"Show unpaid bills this month."

Kosh AI helps you find the information you need faster.

🧾 BILLS & REMINDERS

Track money you need to pay or collect.

Create recurring bills for weekly, monthly, yearly, or custom cycles, receive due-date reminders, snooze or skip cycles, and link payments to your cashbook entries.

📊 ANALYTICS & REPORTS

Understand where your money goes with clear insights into:

• Income and expenses
• Cash-flow trends
• Categories
• Contacts and parties
• Group balances
• Payment activity

💰 BUDGETS

Set monthly income goals and expense limits.

Create optional category budgets and keep track of your spending as the month progresses.

For groups, members can work together around shared budgets and financial activity.

🏷️ CATEGORIES & CONTACTS

Organize transactions by category, person, or payment mode.

Keep your records structured so your reports and financial history are easier to understand.

📴 OFFLINE-FIRST

Your data is stored on your device first, so you can continue recording transactions even when you're offline.

Sign in to enable cloud sync and restore your data across supported devices when you're online.

📄 EXPORT YOUR RECORDS

Export and share your financial records as PDF or CSV whenever you need them.

📈 MADE FOR

Personal Finance
• Daily expense tracking
• Income and cash-flow tracking
• Personal budgets

Small Business
• Business cashbooks
• Staff payments
• Customer and vendor dues
• Recurring collections and payments

Shared Money
• Family finances
• Rent collection
• Tuition batches
• Staff groups
• Trips and flatmates
• Shared budgets and expenses

💡 ONE APP. DIFFERENT MONEY WORKSPACES.

Keep your personal spending separate from the money you manage with other people.

Koshbook helps you record faster, manage shared finances, track who owes what, stay on top of bills, and understand your money — all in one place.