Nidhara
KiruS AI Finance
Dual-currency finance for expats. Two lives, one Home. Private. No ads.
- Downloads
- 6+
- on Google Play
- Price
- Free
- No in-app purchases
- Updated
- Oct 2
- 2026 · v5.1.2
Screenshots
About Nidhara
Nidhara is not another expense tracker.
It's a financial companion for people living between two countries — earning in one, supporting family in another, carrying two currencies, two rent cycles, two lives. Built by an expat, for expats.
See where you stand in one screen. Not last month's report. Today's truth, with direction forward.
WHY NIDHARA
• Dual-currency from the foundation — Host country and home country side by side. Real FX rates from three live sources. Know when to remit.
• Privacy that actually works — Hand your phone to family without exposing private accounts, tithing, or personal investments. You choose what is shared.
• Intelligence, not just data — Survival days, debt-free dates, CC utilization, loan progress. Every number tells you what to do next.
• Smart entry — Type two letters of a payee and category, subcategory, and account auto-fill. Record a transaction in five seconds.
• Loan clarity — Full amortization, EMI auto-split, "what if I pay extra" simulation. Know exactly when you are free.
• Built with intention — No ads, ever. Your data stays yours.
FOR EXPATS, BY AN EXPAT
Designed for GCC professionals with family in India, Philippines, Pakistan, Bangladesh, Nepal, Egypt, and beyond. Pick from every world currency. Indian number format supported.
FROM REFLECTION TO RESOLUTION
Treasure Within. Wealth in Flow.
Built with love. No ads. Ever.
It's a financial companion for people living between two countries — earning in one, supporting family in another, carrying two currencies, two rent cycles, two lives. Built by an expat, for expats.
See where you stand in one screen. Not last month's report. Today's truth, with direction forward.
WHY NIDHARA
• Dual-currency from the foundation — Host country and home country side by side. Real FX rates from three live sources. Know when to remit.
• Privacy that actually works — Hand your phone to family without exposing private accounts, tithing, or personal investments. You choose what is shared.
• Intelligence, not just data — Survival days, debt-free dates, CC utilization, loan progress. Every number tells you what to do next.
• Smart entry — Type two letters of a payee and category, subcategory, and account auto-fill. Record a transaction in five seconds.
• Loan clarity — Full amortization, EMI auto-split, "what if I pay extra" simulation. Know exactly when you are free.
• Built with intention — No ads, ever. Your data stays yours.
FOR EXPATS, BY AN EXPAT
Designed for GCC professionals with family in India, Philippines, Pakistan, Bangladesh, Nepal, Egypt, and beyond. Pick from every world currency. Indian number format supported.
FROM REFLECTION TO RESOLUTION
Treasure Within. Wealth in Flow.
Built with love. No ads. Ever.
What’s new
Version 5.1.2 · Updated October 2, 2026
Stronger app lock, with your device passcode as the fallback when the sensor cannot be used. Editing a Together expense keeps it in Together. Reminders say when they will arrive, and the day steppers keep every tap. Nidhara notices when you turn notifications on.
Alternatives to Nidhara
Looking for apps like Nidhara? Here are 4 similar Android apps on Google Play. All of them are free to download.
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KiruLaya Music Player, Breathe
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KiruShare: Share Expenses
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Arhatic Trinity
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KiruPlay: Family Learning Game
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Nidhara | – | Free | 5+ | Oct 2, 2026 | |
| KiruLaya Music Player, Breathe | – | Free | 50+ | Oct 2, 2026 | Compare |
| KiruShare: Share Expenses | – | Free | 1+ | Oct 2, 2026 | Compare |
| Arhatic Trinity | – | Free | 1+ | Oct 16, 2026 | Compare |
| KiruPlay: Family Learning Game | – | Free | 1+ | – | Compare |
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