Insurance Score Check & Report

Explore your credit profile and understand factors that may relate to insurance with Insurance Score Check & Report.

Answer seven questions to get an educational profile index, a clear offline report and three practical next steps. Review your answers, explore hypothetical changes and keep useful records for your next insurance review.

UNDERSTAND YOUR ENTERED PROFILE
Explore payment history, credit-card utilisation, account age, recent applications, negative records and credit mix. See how your answers contribute to this app's educational model. Not sure about an answer? Choose the unknown option. If there is not enough information, the app explains what is missing instead of inventing a score.

READ YOUR OFFLINE REPORT
Get factor explanations and questions you can ask your insurer. Reopen saved assessments and track completion of your three suggested actions.

EXPLORE WHAT COULD CHANGE
Adjust hypothetical answers and compare the result with your saved assessment. Reset your changes or review them before saving a reassessment. Your original report stays unchanged.

USE TWO PRACTICAL CALCULATORS
• Credit-card utilisation: calculate balance-to-limit usage and explore an illustrative balance-reduction target.
• Insurance renewal comparison: compare old and new premiums, including different payment terms, with monthly and annual equivalents.

SAVE YOUR PROGRESS
Resume an unfinished assessment, reopen saved calculator results and keep assessment history on your device.

PRIVATE AND AVAILABLE OFFLINE
Core assessments, reports and calculators work offline. No account is required. Your answers and records stay on your device, with controls to delete them. External resources require internet access.

IMPORTANT
The educational profile index is not an insurer, credit-bureau or FICO score. It does not retrieve your credit report, predict premiums or guarantee savings. Content is US-first, in English, with calculator amounts in USD. How credit information may be used varies by location, insurance type and insurer.