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About Undo: Get Cash, Pay Later

Undo gives you breathing room when money gets tight. Turn a recent purchase into cash you can use now for what life throws at you next with EasySplit. Pick a recent transaction, and we'll send money straight to your bank account. Pay us back in 4 easy installments over 8 weeks.* Not all at once on your next paycheck.

Better manage your budget and personal finances without unnecessary stress; track your credit score, see where your money goes each month, and keep your personal information private and free from data broker sites, all in one app.

Most pay-later apps only work at checkout, on things you're about to buy. Undo works on what you've already paid for.

Undo is currently available in Idaho, Nevada, Texas, and Utah.*

TURN YOUR PAID EXPENSES INTO CASH YOU CAN USE NOW

- Connect your bank securely with Plaid to see what borrowing power you qualify for
- Pick a recent transaction and get that money back in your account
- Pay it back in 4 equal payments over 8 weeks

TRACK YOUR CREDIT SCORE

- Check your score any time in the app
- Get an alert when something changes*

SEE WHERE YOUR MONEY GOES

- Understand your spending habits month to month
- Manage your budget and spot the weeks your bills stack up before they land

KEEP YOUR INFO PRIVATE

- We work to remove your personal information from data broker sites

STAY INFORMED

- Reminders before every payment
- Alerts on your account, your score, and your spending

SUPPORT WHEN YOU NEED IT

- Reach the Undo team at [email protected]

*Terms & conditions apply. Undo monthly plan $14.99/mo, which includes EasySplit, credit score tracking, spending insights, and privacy protection. Cancel anytime in the app. Subject to eligibility & verification requirements. Borrowing power typically between $50 to $200, repaid in 4 installments over 8 weeks. Standard delivery free (2-3 days); express delivery $5. Late fees up to $1.75 per payment. Available in ID, NV, TX, and UT to residents 18+.

1. Credit score monitoring is informational only. Undo does not report payment activity to credit bureaus.
2. Privacy protection results vary.

See our Terms of Service and Privacy Policy.

What’s new

Version 1.0.27 · Updated October 19, 2026

Patch fixes & feature updates!

User reviews

Ashley Castaneda
Ashley Castaneda
I was in a tight spot saw an ad about it and after understanding what it was I gave it a shot. Gave me $75 instantly and my friend $100 me having 4 linked accounts one being my employer pay and him having no direct deposit just went off his activity. You DO have to pay a monthly fee of 14.99 but you can see your app...
Savage Thoughts
Savage Thoughts
ABSOLUTELY, NO DOUBT, THE UNDO APP IS AS ADVERTISED 💯

Alternatives to Undo: Get Cash, Pay Later

Looking for apps like Undo: Get Cash, Pay Later? Here are 2 similar Android apps on Google Play. The highest rated is Kikoff: Build Credit Quickly (4.8/5), and all 2 are free to download.

Undo: Get Cash, Pay Later vs. alternatives
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Undo: Get Cash, Pay Later 1.4 / 5 Free 5,000+ Oct 19, 2026
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