Kharcho: Expense Tracker

Kharcho – Expense Tracker, Budget Planner & Money Manager

Take control of your money with Kharcho, a simple and easy-to-use expense tracker, budget planner, and money manager. Track your daily spending, manage your monthly budget, record income, monitor savings, remember bills, and manage shared expenses—all in one place.

Whether you are managing personal expenses, household spending, travel costs, or shared expenses with friends and family, Kharcho helps you understand where your money goes and build better financial habits.

Track Your Expenses

Keep a clear record of your everyday spending without complicated spreadsheets.

• Add expenses quickly
• Record income and expenses
• Organize transactions by category
• Add notes to transactions
• Search and filter transactions
• Edit or delete records
• View your complete expense history

Track groceries, food, shopping, fuel, travel, entertainment, healthcare, education, rent, utilities, subscriptions, and more.

💰 Manage Your Budget

Create a monthly budget and keep your spending under control.

Set an overall monthly budget or create category-based budgets for the areas where you spend the most. Monitor your progress throughout the month and see how your actual spending compares with your planned budget.

Use Kharcho to identify unnecessary spending and make better decisions with your money.

💵 Track Your Income

Keep your income and expenses together in one money management app.

Record salary, freelance earnings, business income, rental income, investment income, or other sources of money. Compare your income with your expenses to understand your monthly cash flow.

📈 Understand Your Spending

Kharcho turns your financial records into easy-to-understand reports.

View monthly and yearly expenses, income reports, category-wise spending, income vs expense, cash flow, and spending trends.

See where most of your money is going and use your spending history to improve your financial habits.

🎯 Set Savings Goals

Saving becomes easier when you have a clear target.

Create savings goals for an emergency fund, vacation, wedding, education, a new car, home, investments, or any personal goal.

Track your progress and stay focused on building your savings over time.

👥 Manage Group Expenses

Keep shared expenses organized with Kharcho's group expense management.

It can be useful for trips, roommates, couples, families, friends, shared households, and office groups. Record shared spending and keep track of group expenses in one place.

⏰ Never Forget Important Bills

Create reminders for recurring and upcoming payments such as electricity, water, internet, mobile recharge, rent, insurance, subscriptions, credit cards, and loan EMIs.

Stay organized and reduce the chance of forgetting an important payment.

📅 Monthly & Yearly Financial Overview

Get a simple overview of your financial activity.

Review your income, expenses, budget performance, savings progress, and spending trends by month or year. A clear financial overview makes it easier to understand your money and plan ahead.
🚀 Why Use Kharcho?

✔ Easy expense tracker
✔ Personal money manager
✔ Monthly budget planner
✔ Income tracker
✔ Spending tracker
✔ Savings goals
✔ Group expense manager
✔ Bill reminders
✔ Expense reports and charts
✔ Monthly and yearly financial overview
✔ Simple and lightweight experience

Kharcho is designed for anyone who wants a simple way to track expenses, manage a budget, monitor income, control spending, and work toward financial goals.

Start tracking your money with Kharcho and build better financial habits, one expense at a time.