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About Kamakshi Money

Kamakshi Money Personal Loan offers simple and instant personal loans at your convenience. We ensure quick disbursal with competitive interest rates, making the loan process seamless. With us, your trusted RBI-registered NBFC, the loan amount is credited directly to your bank account in as little as 30 minutes.

We specialize in catering to salaried professionals, offering a transparent and straightforward loan process tailored to your financial needs. Our innovative approach to credit ensures you have immediate access to funds without unnecessary hurdles.
Our loans are designed with affordability in mind, offering interest rates that align with a minimal risk profile. At Kamakshi Money Personal Loan, we prioritize easing financial burdens by keeping our interest rates reasonable.
While digitization has transformed banking, personal loans often require physical interactions. Kamakshi Money Personal Loan has developed a fully digital solution, allowing you to complete the entire loan process online. Say goodbye to long queues and delays—access your loan with ease!

Our Mission
We aim to create an effortless loan platform that enables customers to access loans easily and affordably. By simplifying the loan process, we make life more convenient for our users, offering quick and straightforward financial solutions.

Loan Model
Loan Amount: ₹5,000 to ₹2,00,000
Interest Rate: Up to 36% per annum
APR: 36% max
Age Limit: 21 to 55 years
Loan Tenure: 90 to 365 days
Processing Fee: Up to 5%
Late Payment Fee: As applicable
Pre-closure Charges: As applicable

Sample Loan Calculation:
Loan Amount: ₹30,000
Interest Rate: 30% p.a.
Loan Duration: 3 months
Total Interest: ₹2,250
Processing Fee + GST: ₹500 + ₹90 = ₹590
In-Hand Amount: ₹30,000 - ₹590 = ₹29,410
Total Repayable: ₹32,250
Monthly EMI: ₹10,750
Processing fees and GST are deducted upfront during disbursal.

Advantages
● Customizable Loan Options
● Secure and Encrypted Systems
● Quick Approval and Disbursal
● Transparent Loan Process
● Flexible Repayment Terms
● Minimal Documentation

Eligibility & Documents Required
● Minimum monthly income: ₹30,000
● Indian citizens aged 21 and above
● Required documents: PAN card, Aadhaar card, last 3 months' salary slips, salary account bank statement (3/6 months), and address proof.

Privacy & Security
We prioritize your data security with a robust, encrypted system. For details, read our Privacy Policy.
https://kamakshimoney.com/privacy-policy.html

Terms & Conditions
Kamakshi Money Personal Loan is a unit of AVA Finance Private Limited, an RBI-registered NBFC. For more details, visit our Terms & Conditions.
Visit :- https://kamakshimoney.com/terms-condition.html

Contact Information
● Phone: +91 92204-29444
● Email: [email protected]
● Website: https://kamakshimoney.com/
● Address: 2665, Ground Floor, Gali no 2, Beadon Pura, Karol Bagh, Central Delhi, New Delhi, Delhi, India, 110005.

What’s new

Version 1.2 · Updated February 28, 2025

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User reviews

Ariyan Molla
Ariyan Molla
best loan application
RAJU BARAIYA
RAJU BARAIYA
thank you 😊
vasim khan
vasim khan
most trustable applications
Sivasakthi V
Sivasakthi V
i will try
meenaxi meena
meenaxi meena
outstanding
Zahir barbhuiya
Zahir barbhuiya
very good service

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