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About KalaPréstamo-Dinero Instante

KalaPréstamo is an online application to request personal loans. We offer high-quality personal loans to residents of Mexico. Users with good credit and on-time payments can continually increase their loan limit. The application process is simple and transparent; You just need to download the application to start enjoying our loan service.



Product Information

High loan amounts: $200 ~ $50,000. The maximum loan amount is $50,000.
Long payment terms: the shortest term is 91 days and the longest is 180 days.
Low interest rates:
Minimum daily rate is 0.01%, minimum annual interest rate (APR) 3.6%.

Maximum daily rate is 0.1%, maximum annual interest rate (APR) 36%.

Product information is not fixed, and the loan amount, repayment term and interest rate are subject to approval.



Product Features:
Paperless online process, quick application.
Safe and convenient, without the need for collateral.
Only a valid ID is required.
Transparent transactions from request to payment.
No harassment of users.
Higher loan limit, longer terms and more incentives for users with good credit history.


Example of Costs: If you request a loan of $20,000 with a term of 120 days (4 months) and a daily rate of 0.08% (28.8% APR), the costs would be as follows:

Daily interest payable: $20,000 * 0.08% = $16
Monthly interest payable: $20,000 * 0.08% / 120 * 30 = $480
Total interest payable: $20,000 * 0.08% * 120 = $1,920
Monthly principal to pay: $20,000 / 4 = $5,000
Total monthly amount to pay: $5,000 + $1,920 = $6,920
Total amount to pay: $20,000 + $1,920 = $21,920

*Amounts and terms are for reference only and are subject to approval.


How to obtain eligibility?
Be at least 18 years of age.
Be a Mexican citizen and reside in Mexico.
Have a valid mobile phone number.
Have a valid government-issued ID.

Privacy
We are committed to protecting the information of all users. We maintain our privacy policy in various sections of the application, so you can rest assured, we will not share your personal information with third parties. You can consult our privacy policy at any time here.

Contact us
Email:[email protected]
Address: C. Querétaro 115, Roma Nte., Cuauhtémoc, 06700 Mexico City, CDMX

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