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  • Sawa Cash screenshot 1
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About Sawa Cash

Sawa Cash is dedicated to providing premium fully digital and paperless financial services through advanced technology. Our efficient mobile approval process helps users with urgent financial needs access reliable credit support anytime anywhere.
Loan Product Information
Loan Amount: KES 2,500 – KES 60,000
Loan Term: 91 – 365 days
Annual Percentage Rate (APR): 18% – 36%
Service Fee: KES 0
Representative Loan Example:
Loan Amount: KES 5,000
Loan Term: 91 days
APR: 18.1%
Principal: KES 5,000
Service Fee: KES 0
Interest: KES 225
Total Repayment: KES 5,225

Eligibility Requirements:
1. Must be a Kenyan resident aged 18 or older.
2. Must have a stable job or source of income.
3. Must have a registered M-Pesa mobile number.

How to Apply:
1. Download and install the Sawa Cash app from the Play Store.
2. Register an account using your M-Pesa mobile number.
3. Fill in your basic information and submit your loan application.
4. Once approved funds will be deposited directly into your M-Pesa account.
5. Maintain a good repayment record to continuously increase your credit limit.

Why Choose Us:
Full online operation no bank visits or paperwork required.
Fast Approval automated systems for rapid credit assessment.
Transparent Fees no hidden charges all costs are clear and disclosed.
Safe and Secure we use advanced encryption technology to protect your privacy.
Contact Us:
For any questions, please contact us at:
Customer Support Email: [email protected]
We will respond within three business days.

What’s new

Version 1.1.0 · Updated September 8, 2026

Fixed compatibility issues on certain devices, optimized user experience, and improved app stability.

User reviews

david otema
david otema
a good app. the process takes short time
Ernest Mbevi
Ernest Mbevi
Sawa cash loan app is better than others

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Looking for apps like Sawa Cash? Here are 6 similar Android apps on Google Play. The highest rated is GK One (4.8/5), and all 6 are free to download.

Sawa Cash vs. alternatives
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