Debt Simulator
iuvatsoft Finance In-app purchases
Simulate credit card debt payoff, compare strategies and save on interest.
- Rating
- 5.0
- 6 ratings
- Downloads
- 10+
- on Google Play
- Price
- Free
- In-app purchases
- Updated
- Sep 21
- 2026 · v1.7.4
Screenshots
About Debt Simulator
Take control of your debt. Debt Simulator helps you understand exactly how long it will take to pay off your credit cards and loans — and how to do it faster.
📊 SIMULATE YOUR PAYOFF
Enter your balance, APR and monthly payment. Instantly see how many months you need, how much interest you will pay, and your month-by-month amortization table.
💡 COMPARE STRATEGIES (Premium)
Avalanche vs Snowball: see side by side how much money and time you save by prioritizing the right card. Real numbers, real savings.
📈 VISUALIZE YOUR PROGRESS
Watch your balance curve drop over time with a clear chart.
🔔 MORE TOOLS
• Track multiple cards and loans with custom colors
• Minimum payment tracking
• Log your real payments and see your progress
• Payment reminders (Premium)
• Export reports to PDF (Premium)
• Home screen widget (Premium)
• Dark mode • English and Spanish
🔒 100% PRIVATE
All your data stays on your device. No servers, no data collection, no tracking. Your finances are yours alone.
Free version includes up to 2 cards and full simulation. One single purchase unlocks everything forever — no subscriptions.
📊 SIMULATE YOUR PAYOFF
Enter your balance, APR and monthly payment. Instantly see how many months you need, how much interest you will pay, and your month-by-month amortization table.
💡 COMPARE STRATEGIES (Premium)
Avalanche vs Snowball: see side by side how much money and time you save by prioritizing the right card. Real numbers, real savings.
📈 VISUALIZE YOUR PROGRESS
Watch your balance curve drop over time with a clear chart.
🔔 MORE TOOLS
• Track multiple cards and loans with custom colors
• Minimum payment tracking
• Log your real payments and see your progress
• Payment reminders (Premium)
• Export reports to PDF (Premium)
• Home screen widget (Premium)
• Dark mode • English and Spanish
🔒 100% PRIVATE
All your data stays on your device. No servers, no data collection, no tracking. Your finances are yours alone.
Free version includes up to 2 cards and full simulation. One single purchase unlocks everything forever — no subscriptions.
User reviews
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Alternatives to Debt Simulator
Looking for apps like Debt Simulator? Here are 6 similar Android apps on Google Play. The highest rated is MyMoney Pro - Expense & Budget (4.7/5), and 5 of the 6 are free to download.
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Beyond Budget - Budget Planner 4.5
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BillOut - Bill Organizer 4.5
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1Money: expense tracker budget 4.1
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Avant 4.7
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MyMoney Pro - Expense & Budget 4.7
| App | Rating | Price | Installs | Last updated | Compare |
|---|---|---|---|---|---|
| Debt Simulator | 5.0 / 5 | Free | 10+ | Sep 21, 2026 | |
| Beyond Budget - Budget Planner | 4.5 / 5 | Free | 100,000+ | Aug 10, 2026 | Compare |
| BillOut - Bill Organizer | 4.6 / 5 | Free | 50,000+ | Jun 21, 2026 | Compare |
| 1Money: expense tracker budget | 4.1 / 5 | Free | 5,000,000+ | Feb 25, 2026 | Compare |
| Avant | 4.7 / 5 | Free | 500,000+ | Oct 4, 2026 | Compare |
| Cashinator – Split Bills | 4.7 / 5 | Free | 50,000+ | Sep 24, 2026 | Compare |
| MyMoney Pro - Expense & Budget | 4.7 / 5 | 4.99 USD | 10,000+ | Jul 31, 2026 | Compare |
Compare Debt Simulator with the top alternatives: ratings, updates, ASO score and keyword gaps →