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  • IOB Digital Rupee screenshot 1
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About IOB Digital Rupee

Digital Rupee – Your Digital Currency Wallet

 Experience convenient and secure digital payments with the Indian Overseas Bank Digital Rupee application.

 The Digital Rupee is a Central Bank Digital Currency (CBDC) issued by the Reserve Bank of India. The application enables eligible customers to access and use Digital Rupee through a digital wallet for supported transactions.

Key Features

Digital Rupee Wallet
Create and manage your Digital Rupee wallet and conveniently view your available wallet balance.

Send Digital Rupee
Send Digital Rupee to eligible users using the available payment options within the application.

Receive Digital Rupee
Receive Digital Rupee from eligible users and participating entities directly into your wallet.

Scan & Pay
Scan participating merchant QR codes and make payments using Digital Rupee.

 Transaction History
View your Digital Rupee transactions and access transaction details whenever required.

Wallet Management
Manage your Digital Rupee wallet and access relevant wallet, payment and transaction information from the application.

About Digital Rupee

Digital Rupee (e₹) is India's Central Bank Digital Currency issued by the Reserve Bank of India. It represents a digital form of the Indian Rupee and can be used for digital transactions through participating banks and entities, subject to applicable eligibility and transaction conditions.

User reviews

Ajit Iqbal
Ajit Iqbal
Very smooth and user friendly

Alternatives to IOB Digital Rupee

Looking for apps like IOB Digital Rupee? Here are 3 similar Android apps on Google Play. The highest rated is IOBians mCHRIS (4.7/5), and all 3 are free to download.

IOB Digital Rupee vs. alternatives
App Rating Price Installs Last updated Compare
IOB Digital Rupee – Free 1+ Oct 26, 2026
IOB Connect - Mobile Banking 3.9 / 5 Free 5,000,000+ – Compare
IOB OTP Buddy – Free 0+ – Compare
IOBians mCHRIS 4.7 / 5 Free 10,000+ Oct 13, 2026 Compare

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