Inka Insurance

Insurance should be easier to understand, choose and manage.

Is your health insurance enough? How much term insurance do you need? Does your existing policy provide the right coverage? And who can help when you need to make a claim?

Meet Inka Insurance, your personalised insurance companion, combining AI-powered recommendations with real human expertise.

Whether you're buying your first policy, reviewing existing coverage or seeking claims assistance, Inka helps you make informed insurance decisions.
What can you do with Inka?

Get Your Personalised Insurance Report
Understand your insurance needs with the Inka Insurance Report (IIR). Get personalised health and term insurance recommendations based on your income, family, responsibilities and financial profile.

Explore Insurance Recommendations
Discover health and term insurance options, compare benefits and understand coverage, limitations and exclusions before making a decision.

Review Your Existing Policies
Understand what your current insurance covers, identify potential gaps and explore whether your protection still meets your needs.

Port Your Health Insurance
Explore health insurance porting options and get expert guidance on switching policies while understanding applicable benefits and waiting periods.

Talk to Vaani, Your AI Insurance Advisor
Ask insurance questions in everyday language. Vaani helps you understand insurance concepts, explore recommendations and get guidance through natural conversations.

Speak to a Real Insurance Expert
Book a free one-on-one consultation with an Inka advisor to discuss your insurance needs, compare options and clarify doubts.

Get Claims Assistance
Get human guidance on insurance claims, documentation and next steps, even for policies purchased elsewhere.

Why Inka?
We believe insurance should start with understanding your needs, not selling you a policy.

Built by professionals with decades of experience across insurance, banking and customer service, Inka brings together technology, personalisation and human support to make insurance simpler.

Understand your insurance. Know your options. Make confident decisions.
Pehle Samjho, Phir Khareedo.

Regulatory Information

Inka is a product of Karnodakshayi Insurance Pvt Ltd, an IRDAI-registered Corporate Agent (Composite), Licence No. CA1014.
Insurance recommendations are indicative. Policy issuance, coverage, benefits and claims are subject to insurer terms, conditions and underwriting. Porting is subject to applicable regulations and insurer approval. Vaani provides AI-generated information that may contain errors. Verify important details with an Inka advisor before making decisions.